- Conduct advanced financial analysis and risk assessments of clients demonstrating signs of weakness or deterioration
- Provide actionable insights and recommended risk-mitigation strategies to commercial banking lines of business
- Advise on appropriate structures, terms, and risk controls for high-risk accounts
- Advise on complex or distressed credit situations, including covenant breaches, liquidity concerns, operational challenges, and industry-driven pressures
- Support strategies for managing watch-list, impaired, and emerging-risk accounts, including exit strategies, recovery pathways, and restructuring options
- Perform enhanced portfolio monitoring to detect early-warning signals, covenant non-compliance, and deteriorating credit trends
- Evaluate portfolio-level performance indicators and risk concentrations, escalating concerns and recommending corrective actions
- Assess risk management practices across the high-risk portfolio, identifying gaps and recommending improvements
- Serve as a specialist resource to senior leaders and frontline teams on complex or ambiguous credit scenarios
- Review high-risk transactions, challenge underlying assumptions, and advise on risk-aligned alternatives
- Engage internal stakeholders to ensure consistency in managing high-risk exposures across the enterprise
- Strengthen discipline and transparency around watch-list and impaired account management procedures
- Adjust risk oversight strategies in response to shifting market, economic, or client-specific conditions
- Contribute to enterprise initiatives that enhance risk governance, improve monitoring capabilities, and support proactive portfolio management
- Partner with Commercial Banking stakeholders while maintaining line-of-business ownership of BAU underwriting and client relationships
- Support senior leadership with insights, analysis, and recommendations for capital allocation and risk appetite decisions
- Engage with industry peers and internal networks on emerging risks, competitive trends,



and evolving best practices

Requirements

- 7+ years of experience in credit, lending, restructuring, portfolio management, or financial analysis within a corporate or banking environment
- Strong credit qualifications, including deep knowledge of commercial credit structures, deteriorating-credit dynamics, and high-risk portfolio management practices
- Bachelor’s degree required; master’s degree preferred (Business Administration, Finance, Accounting, or related field)
- Demonstrated ability to assess complex financial situations, identify risks, and recommend solutions aligned with risk appetite and enterprise policies
- Proven capability to operate in an advisory role, influence stakeholders, and provide expertise in non-routine, ambiguous, or sensitive credit situations
- Solid analytical, communication, and problem-solving skills with the ability to apply sound judgment under pressure

Core Competencies

Demonstrates expertise in advanced financial analysis, risk assessment, and high-risk portfolio management, with a strong ability to provide actionable insights and risk-mitigation strategies. Capable of advising on complex credit situations and engaging stakeholders to enhance risk governance and monitoring capabilities.

Highest-signal resume keywords

- Credit Analysis
- Risk Assessment
- Portfolio Management
- Financial Analysis
- Stakeholder Engagement

Hard Skills

- Financial Analysis
- Risk Assessment
- Credit Structures
- Portfolio Management
- Covenant Breach Analysis
- Liquidity Assessment
- Operational Challenge Evaluation
- Risk Mitigation Strategies
- Performance Indicator Evaluation
- Credit Trend Monitoring

Soft Skills

- Analytical Skills
- Communication Skills
- Problem-Solving Skills
- Influencing Skills
- Judgment Under Pressure

Industry Keywords

- Commercial Banking
- High-Risk Accounts
- Deteriorating Credit Dynamics
- Restructuring Options
- Watch-List Management
- Impaired Account Management
- Risk Governance
- Capital Allocation
- Enterprise Policies
- Emerging Risks

📌 Director, High Risk Portfolio Management (Vancouver)
🏢 Jobtailor
📍 Vancouver