Structured Finance - ABS, Associate Director - Toronto Fitch Ratings is seeking an Associate Director to join the Asset-Backed Securities Group in Toronto. The role involves analyzing ABS transactions and authoring market commentary and research, with an initial emphasis on the auto loan and equipment leasing sectors.

As one of the world’s top three credit ratings agencies, Fitch Ratings plays a critical role in global capital markets by providing supplementary credit analysis, ratings, research, and commentary to financial market participants. For over 100 years, Fitch Ratings has been creating value for global markets through its rigorous analysis and deep expertise, which have resulted in a variety of market leading tools, methodologies, indices, research, and analytical products.

Fitch

Ratings is part of Fitch Group, a global leader in financial information services with operations in more than 30 countries, which also includes Fitch Solutions. With dual headquarters in London and New York, Fitch Group is owned by Hearst.

At Fitch Ratings, credit analysts play a pivotal role in moving markets, as quality credit analysis is the lifeblood of our organization. With a legacy of over a century, our unique approach to credit ratings offers unmatched opportunities for professional growth. Our people-driven analysis thrives on collaboration across all levels and locations, surpassing traditional financial modeling.

Lastly, as part of our global community, you'll find inspiration, challenge, and support, with ample opportunities for visibility and influence in the global financial marketplace.

Fitch Ratings is seeking an Associate Director to join the Asset-Backed Securities Group in our Toronto office.





Fitch Ratings is adding a highly motivated credit professional to the Asset Backed Securities (ABS) team as an Associate Director. The position will be responsible for a wide range of projects including assuming a role in rating ABS transactions and authoring market commentary and research. Successful candidates should demonstrate the ability to analyze and develop credit opinions related to ABS transactions, communicate credit opinions publicly and produce research on sector trends and developments.ABS market, with initial emphasis on auto loan and auto lease, and equipment leasing sectors.

A role that helps the debt capital markets make more informed decisions via timely, insightful and forward-looking rating actions and research

Analyze the critical credit, legal and structural elements of ABS transaction structures

Assist in the development of ratings criteria, including writing relevant reports and developing recommendations to bolster analysis

Deployment and implementation of cashflow models and tools used in the rating process

Lead and/or support research projects An ideal candidate will have a BA/BS degree with a minimum of 4 years work experience with previous experience in structured finance and direct ABS experience is preferred

Exceptional communication (particularly in writing)



and strong quantitative and technical expertise are required The candidate will be self-motivated and able to manage timelines across many projects, so robust time management and organization abilities are also required

Successful candidates will showcase strong understanding of credit fundamentals combined with a willingness and ability to quickly learn current concepts and techniques

Previous experience in the Structured Finance sector from a credit perspective

Experience with cash flow modeling or loss forecasting analysis

Hybrid Work Environment: 2 to 3 days a week in office required based on your line of business and location

Dedicated trainings, leadership development and mentorship programs designed to ensure that your time at Fitch will be a continuous learning opportunity

Retirement planning and tuition reimbursement programs that empower you to achieve your short and long-term goals

Comprehensive healthcare offerings that enable physical, mental, financial, social, and occupational wellbeing

Supportive Parenting Policies: Family-friendly policies, including a generous global parental leave plan, designed to help you balance career and family life effectively

Dedication to Giving Back: Paid volunteer days, matched funding for donations and ample opportunities to volunteer in your community

Fitch is committed to providing global securities markets with objective, timely, independent and forward-looking credit opinions. If you, or your immediate family, have any holdings that may conflict with your work responsibilities, you may be asked to divest yourself of them before beginning work. #

📌 Structured Finance - ABS, Associate Director - Toronto
🏢 Finsight Group
📍 Toronto