Application Deadline: Address: 33 Dundas Street WestJob Family Group:Audit, Risk & Compliance Leads the monitoring, measurement, and reporting of the Credit Risk governance program, providing clear status updates to internal and external stakeholders. Oversees governance forums and maintains mandates, oversight structures, and approval protocols for governing bodies. Provides specialized support for regulatory requirements, as needed, ensuring alignment with internal standards and external expectations. Leads or contributes to the design, implementation, and management of core credit risk governance processes. Identifies and escalates control deficiencies in accordance with guidelines, ensuring timely remediation and effective post-implementation monitoring. Provides independent advice and effective challenge to business/group stakeholders on the implementation of the credit risk framework. Coordinates and executes oversight and governance activities, including reporting, training needs assessments, development and delivery of training, and administration of regulatory processes and procedures. Partners with stakeholders to enhance the consistency, transparency, and quality of risk measurement, metrics, and reporting. Supports the development and ongoing maintenance of the credit risk governance framework, including policy, standards, and procedures lifecycle management, as well as associated training and education. Maintains a robust understanding of business activities, credit risk practices,



and applicable regulatory and legislative requirements. Coordinates and monitors the review and sign-off of regulatory reporting and attestations. Provides specialized consulting, analytical, and technical expertise, primarily supporting business/group needs with potential enterprise-wide impact. Exercises sound judgment to assess, diagnose, and resolve complex issues within established frameworks, operating independently and effectively managing non-routine situations. Qualifications: Typically between 5 - 7 years of relevant experience and post-secondary degree in related field of study or an equivalent combination of education and experience. In-depth knowledge and understanding of credit risk management practices of mortgage/real estate lending. In-depth knowledge of regulatory requirements and legal documentation. In-depth knowledge & experience with risk policy frameworks; quality control / testing frameworks. Deep knowledge and technical proficiency gained through extensive education and business experience. Verbal & written communication skills - In-depth. Collaboration & team skills - In-depth. Analytical and problem solving skills - In-depth. Influence skills - In-depth. Data driven decision making - In-depth. Additional skills Understanding of SaaS Understanding of Power BI Data analytics experience Credit risk experience The Manager, Credit Risk Oversight and Governance reports to the Director, Credit Risk Oversight and Governance, and provides independent second line oversight in support of the

📌 Manager, Credit Risk Governance And Oversight (Toronto)
🏢 BMO Financial
📍 Toronto