Pay Details
78 600 $ / 78,600 - 110 000 $ / 110,000 CAD

Work Location
Montréal, Quebec, Canada

Hours
35

Line Of Business
Data & Analytics

Salary Premium
This role is temporarily eligible for a pay premium above the posted salary range that is reassessed annually. You are encouraged to have an open dialogue with your recruiter who can provide more specific pay details for this role. TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job‑related knowledge, geographic location, and other specific business and organizational needs. As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description
Department Overview
The GI Pricing and Profitability team is expanding, and many new positions are now available! Our team is crucial in maintaining the company's financial health and competitive edge. By leveraging data analysis, actuarial science, and market research, we ensure profitability while offering fair and attractive rates that comply with provincial regulations. This growth offers incredible opportunities for career advancement, exposure to diverse projects, and the chance to be part of a transformative journey.

Position Overview
Multiple Actuarial Analyst II positions are available within the GI Pricing and Profitability team. As an Actuarial Analyst II, you will focus on delivering high‑quality actuarial analyses to achieve business objectives. Reporting to the Actuarial Manager, the Actuarial Analyst II is expected to demonstrate strong analytical skills and ability to collaborate with other team members to deliver impactful analysis that aligns with the team's strategic direction.

Responsibilities

Regional Auto (Atlantic) or Residential Pricing

Update pricing algorithm to support business objectives toward profitability and growth

Develop and execute strategies to accelerate profitable growth

Prepare filing documentation and support to regulatory bodies, where required

Pricing Optimization

Build and apply models and optimization techniques to recommend premium adjustments

Track the performance of deployed strategies

Financial Performance





Perform financial tracking of pricing strategies, comparing projections to actual results

Contribute to the ongoing improvements of financial tracking processes

Affinity Market Group (AMG)

Review and update group discounts to support affinity‑related pricing and business objectives

Monitor affinity group profitability to inform pricing decisions

Review and update profit‑sharing strategies to support AMG regulatory and contractual requirements

Initiatives & Governance

Support internal product and pricing initiatives from the initial business case to rate filings

Support the development and adherence to pricing controls, ensuring proper governance

Usage Based Insurance (UBI) Pricing

Support monitoring of UBI driving patterns and competitive trends.

Contribute to the continuous improvement of the UBI pricing strategy.

Rating Migration

Support the migration to a state‑of‑the‑art pricing and rating platform

Contribute to enhance the way the development and deployment teams work together

Job Requirements

University degree in Actuarial Science or related field

3+ years of related experience

Excellent knowledge of Excel

Proficiency and interest for programming, notably with SQL and R

Strong aptitude for teamwork

Autonomous and resilient; shows initiative and creativity in their work

Preferred Qualifications

Prior experience with predictive modeling

Working toward ACIA/ACAS designation

Who We Are
As part of TD Bank Group, one of Canada's largest financial institutions, at TD Insurance, we care for Canadian families, making it easy to get the best advice, protection, and support in their moments of need, always. TD Insurance offers a wide range of products, including General Insurance and Life and Health. Everyday, we strive to make every interaction, product and experience remarkably human and refreshingly simple for more than four million customers who count on us.

Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well‑being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well‑being perks,



savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more

Additional Information
We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive perks plan, we’re committed to providing the support our colleagues need to thrive both at work and at home. Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

Colleague Development
If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. If you’re passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact. We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best.

Training & Onboarding
We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Interview Process
We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation
Your accessibility is important to us. Please let us know if you’d like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.

Language Requirement (Quebec Only)

Remarque: Étant donné que cet affichage concerne de futurs postes vacants et qu’il servira à pourvoir de nombreux postes aux exigences comparables à l’avenir, nous invitons les candidats bilingues et francophones à poser leur candidature. Lorsqu’un poste sera à pourvoir, une évaluation des besoins en matière de langue sera effectuée pour déterminer si la connaissance d’une autre langue que le français est exigée.

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📌 Actuarial Analyst II - Pricing (Quebec City)
🏢 TD Securities
📍 Quebec City