Conduct advanced financial analysis and risk assessments of clients demonstrating signs of weakness or deterioration

Provide actionable insights and recommended risk-mitigation strategies to commercial banking lines of business

Advise on appropriate structures, terms, and risk controls for high-risk accounts

Advise on complex or distressed credit situations, including covenant breaches, liquidity concerns, operational challenges, and industry-driven pressures

Support strategies for managing watch-list, impaired, and emerging-risk accounts, including exit strategies, recovery pathways, and restructuring options

Perform enhanced portfolio monitoring to detect early-warning signals, covenant non-compliance, and deteriorating credit trends

Evaluate portfolio-level performance indicators and risk concentrations, escalating concerns and recommending corrective actions

Assess risk management practices across the high-risk portfolio, identifying gaps and recommending improvements

Serve as a specialist resource to senior leaders and frontline teams on complex or ambiguous credit scenarios

Review high-risk transactions, challenge underlying assumptions, and advise on risk-aligned alternatives

Engage internal stakeholders to ensure consistency in managing high-risk exposures across the enterprise

Strengthen discipline and transparency around watch-list and impaired account management procedures

Adjust risk oversight strategies in response to shifting market, economic, or client-specific conditions

Contribute to enterprise initiatives that enhance risk governance, improve monitoring capabilities, and support proactive portfolio management

Partner with Commercial Banking stakeholders while maintaining line-of-business ownership of BAU underwriting and client relationships

Support senior leadership with insights, analysis, and recommendations for capital allocation and risk appetite decisions

Engage with industry peers and internal networks on emerging risks, competitive trends,



and evolving best practices

Requirements

7+ years of experience in credit, lending, restructuring, portfolio management, or financial analysis within a corporate or banking environment

Strong credit qualifications, including deep knowledge of commercial credit structures, deteriorating-credit dynamics, and high-risk portfolio management practices

Bachelor’s degree required; master’s degree preferred (Business Administration, Finance, Accounting, or related field)

Demonstrated ability to assess complex financial situations, identify risks, and recommend solutions aligned with risk appetite and enterprise policies

Proven capability to operate in an advisory role, influence stakeholders, and provide expertise in non-routine, ambiguous, or sensitive credit situations

Strong analytical, communication, and problem-solving skills with the ability to apply sound judgment under pressure

Core Competencies
Demonstrates expertise in advanced financial analysis, risk assessment, and high-risk portfolio management, with a solid ability to provide actionable insights and risk-mitigation strategies. Capable of advising on complex credit situations and engaging stakeholders to enhance risk governance and monitoring capabilities.

Highest-signal resume keywords

Credit Analysis

Risk Assessment

Portfolio Management

Financial Analysis

Stakeholder Engagement

Hard Skills

Financial Analysis

Risk Assessment

Credit Structures

Portfolio Management

Covenant Breach Analysis

Liquidity Assessment

Operational Challenge Evaluation

Risk Mitigation Strategies

Performance Indicator Evaluation

Credit Trend Monitoring

Soft Skills

Analytical Skills

Communication Skills

Problem-Solving Skills

Influencing Skills

Judgment Under Pressure

Industry Keywords

Commercial Banking

High-Risk Accounts

Deteriorating Credit Dynamics

Restructuring Options

Watch-List Management

Impaired Account Management

Risk Governance

Capital Allocation

Enterprise Policies

Emerging Risks

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📌 Director, High Risk Portfolio Management (British Columbia)
🏢 Jobtailor
📍 British Columbia