On Site
Markham, Ontario
Montréal, Québec
Full time
R_1505709
**Work Location:**
Markham, Ontario, Canada
**Hours:**
35
**Line of Business:**
Product Management
**Pay Details:**
79 100 $/$79,100 - 111 700 $/$111,700 CAD
TD is committed to providing fair and equitable compensation opportunities to all colleagues.

Growth opportunities and skill development are defining features of the colleague experience at TD.

Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role.

The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.
**Job Description:**
**TD Insurance is part of TD Bank Group, one of Canada's largest financial institutions. TD Insurance helps protect clients from the ‘accidents of life' with a wide range of products including credit protection, life, health, travel, home and auto insurance.

With more than three million clients, TD Insurance authorized products and services are available online, over the phone, and through a network of more than 1,000 TD Canada Trust branches.**
**In Canada, we have two lines of business, General Insurance and Life and Health.

Our General Insurance business is one of the top home and auto insurance groups in Canada and the national leader in group insurance and affinity marketing.

Our Life and Health business is the number one provider of critical illness insurance and direct life and health insurance in Canada.**
**At TD Insurance, we are committed to fostering an inclusive, accessible environment.

With a Canada-wide workforce of over 4,000 employees and offices in Atlantic Canada, Quebec, Ontario and Alberta, our company is always growing and can help you to grow. TD Insurance offers a stable and dynamic work environment where talent is appreciated and professional development is taken seriously.

More than just a job, we offer rewarding careers.**
Reporting to the Commercial Property and Casualty (P&C;) Senior Manager Product and Underwriting Strategy, the Underwriting Specialist will support the development and execution on business strategy to deliver premium and earnings goals and contribute to overall business objectives.

The candidate should be customer and results focused, have keen analytical interest and the ability to impact and influence.

This individual should enjoy operating amidst a dynamic, quick- paced and exciting environment!
Key accountabilities
Support the development and maintain robust understanding of the Commercial P&C; regulatory requirements, industry and customer trends, and competitive landscape.

Keep current on Commercial P&C; emerging trends/developments and grow knowledge of the business, related tools, procedures and techniques.

Support the end-to-end management of small business insurance Commercial P&C; underwriting strategy and rules, monitor performance, identifying areas of opportunity, developing recommendations and driving changes to achieve business and financial objectives.

Develop an in-depth understanding of small business Commercial P&C; underwriting strategy and rules and a solid understanding of customer segments, customer needs, competitive landscape and trends in the General Insurance industry to assist in identifying new business opportunities.

Support the design and development of Commercial P&C; new underwriting rules to achieve business objectives.

Refine Commercial P&C; underwriting strategies through analysis of key business drivers and provide recommendations.

Solve complex problems with considerations to multiple constraints and variables and work with partners to develop solutions.





Support Commercial P&C; underwriting strategy and rules discussions and collaborating with multiple stakeholders in delivering day-to-day projects and initiatives
Maintain a culture of risk management and control, supported by effective processes and guidelines in alignment with risk appetite.

Develop and maintain Commercial P&C; insurance contract wordings, forms and endorsements as well as any supportive customer documentation, including their French versions in such a way that it enhances the end-to-end customer experience while achieving business objectives
Support the development, implementation and understanding of training material related to Commercial P&C; contracts if applicable
Build and maintain effective relationships with key internal stakeholders and/or external partners to develop new Commercial P&C; product and services
Support the development, maintain, and analyze Commercial P&C; coverage comparisons with regulatory requirements, customer needs, market changes, industry standards or main competitors and propose insurance contract changes accordingly
**Job Requirements**
Strong critical thinking skills, financial acumen, and ability to synthesize large amounts of information into concise, actionable summaries for an executive audience
4+ years' General Insurance experience.

Commercial Insurance Underwriting, Wordings and Contract knowledge and experience
Demonstrates solid judgment and relationship building skills with a strong ability to make things happen with impact and influence and by nurturing key relationships
Strong problem-solving skills and the ability to make fact-based recommendations in a timely manner
Strong organization skills, with the ability to work in a fast-paced environment and manage multiple deadlines and priorities
Solid knowledge of and ability to gather market intelligence and conduct underwriting and wordings research, analysis and development
Solid critical thinking, analytical and problem-solving skills
Solid interpersonal communication skills (both written and verbal)
Self-motivated, team player with high energy and ability to work independently
#LI
**Who We Are:**
As part of TD Bank Group, one of Canada's largest financial institutions, at TD Insurance, we care for Canadian families, making it easy to get the best advice, protection, and support in their moments of need, always.
TD Insurance offers a wide range of products, including General Insurance and Life and Health.

Everyday, we strive to make every interaction, product and experience remarkably human and refreshingly simple for more than four million customers who count on us.
**Our Total Rewards Package**
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals.

Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs.

Learn more (http://www.td.com/ca/en/about-td/who-we-are/benefits-of-working-at-td)
**Additional Information:**
We're delighted that you're considering building a career with TD.

Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home.

Please be advised that this job opportunity is subject to provincial regulation for employment purposes.

It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.
**Colleague Development**




If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed.

You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities.

If you're passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact.

We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals.

Here at TD, we hire and develop the best.
**Training & Onboarding**
We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your current role.
**Interview Process**
We'll reach out to candidates of interest to schedule an interview.

We do our best to communicate outcomes to all applicants by email or phone call.
**Accommodation**
Your accessibility is important to us.

Please let us know if you'd like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.

We look forward to hearing from you!
**Language Requirement (Quebec only):**
Maîtrise d'une langue autre que le français pour offrir du soutien ou traiter avec des employés ou des collègues qui ont besoin de services et de soutien dans une langue autre que le français.
US Labor & Employment Posters
(https://tdbank.site.findly.com/wp-content/uploads/sites/3875/2026/07/USApplicant

Rights_revised_7-13-2026.pdf) | California Privacy (https://www.td.com/us/en/personal-banking/privacy/california/)

Accessibility (https://www.td.com/us/en/personal-banking/universal-footer/accessibility/)
FAQ (https://cdn-static.findly.com/wp-content/uploads/sites/3345/2024/08/02032545/FAQ_EN.pdf)
**Our Values**
At TD we're guided by our purpose to enrich the lives of our customers, communities and colleagues, and share a set of values that shape our culture and guide our behavior.

In exchange for how our colleagues show up to help TD succeed, we are committed to delivering a colleague experience grounded in Impact, Growth and a Culture of Care.

No matter where you work across TD, we empower you to make an impact at work and in your community, explore and grow your career and be part of our caring and inclusive culture.
**Our Commitment to Diversity, Equity, and Inclusion**
At TD, we're committed to fostering an environment where all colleagues are encouraged to bring their authentic selves to work, experience equitable opportunities, and feel respected and supported.

We're dedicated to building an inclusive workforce that reflects the diversity of the customers and the communities in which we live and serve.
**Helping to Make an Impact in Communities – TD Ready Commitment**
TD has a long-standing commitment to help drive progress towards a more inclusive and sustainable future.

That's why we launched the TD Ready Commitment in 2018, now a multi-year North American initiative.

Under the TD Ready Commitment, we are targeting a total of C$1 billion by 2030 in community giving across four key, interconnected drivers of change: Financial Security, Vibrant Planet, Connected Communities, and Better Health.

It's our goal to help support change, nurture progress, and contribute to making the world a better, more inclusive place for our customers, colleagues, and communities.

Learn more: Canada (https://www.td.com/ca/en/about-td/ready-commitment)
US (https://www.td.com/us/en/about-us/communities/ready-commitment)
Europe & Asia Pacific (https://www.td.com/ca/en/about-td/ready-commitment)
Federal law prohibits job discrimination based on race, color, sex, sexual orientation, gender identity, national origin, religion, age, equal pay, disability and genetic information.

📌 Commercial P&C Underwriting Specialist (Markham)
🏢 TD Bank
📍 Markham