About the Role Mercor is partnering with a leading AI lab to train frontier models on high-quality insurance reasoning data. We're hiring Reinsurance and Program Business Specialists to design realistic risk-transfer and delegated-authority scenarios, evaluate model outputs against established market standards, and help shape how the next generation of AI reasons about treaty structures, facultative placements, MGAs, fronting, and alternative risk arrangements.
We welcome professionals from reinsurers, cedents, reinsurance brokers, MGAs, MGUs, program administrators, fronting carriers, captive managers, and Lloyd's market participants.
What You'll Do Design realistic scenarios involving treaty and facultative reinsurance, attachment and exhaustion, cessions, recoverables, bordereaux, delegated authority, program governance, fronting, captives, and risk participation
Create work products such as structure comparisons, submission analyses, contract summaries, program reviews, counterparty assessments, and risk-transfer recommendations
Write "golden" reference responses at experienced reinsurance and program-business quality
Grade AI-generated responses against structured rubrics for structural accuracy, contract logic, financial understanding, stakeholder roles, and market realism
Identify misunderstandings of layers, limits, retentions, commissions, claims control, collateral, counterparty exposure, and carrier-MGA responsibilities




Provide written feedback the research team uses to improve model behavior
Participate in onboarding office hours and calibration sessions
You're a Positive Fit If You Have 2+ years of professional experience in reinsurance, program business, delegated authority, fronting, captive insurance, or alternative risk transfer
Understand at least one of the following: treaty reinsurance, facultative reinsurance, MGA/MGU programs, Lloyd's arrangements, captives, or fronted programs
Can identify the economic and operational responsibilities of cedents, reinsurers, brokers, MGAs, fronting carriers, and insureds
Understand how contract structure changes risk transfer, earnings, collateral, claims handling, and reporting
Demonstrate excellent written reasoning, commercial judgment, and high attention to detail
Can distinguish reinsurance decisions from direct underwriting and ordinary claim adjudication
Bonus Qualifications CPCU, ARe, ARM, ACAS, FCAS, or comparable designation
Both ceded and assumed reinsurance experience
Reinsurance broking, treaty wording, recoverables, or claims experience
Program audit, delegated-authority, or bordereaux-management experience
Captive, large-deductible, retrospective-rating, or risk-sharing experience
Role Highlights Minimum 20 hours per week (ideally 40+)
Role starts immediately, applications reviewed on a rolling basis

#J-18808-Ljbffr

📌 Reinsurance Specialist - Program Business (Ontario)
🏢 Obsidian
📍 Ontario