Mortgage Underwriter (RECA Licensed)
Benchmark Mortgages | St. Albert (Hybrid) | Full-time (Mon–Fri, 8:30–4:30)

Before we get excited: licensing is non-negotiable

You must have an active Alberta Mortgage Broker license (RECA) in good standing. If you do not currently hold your RECA license, we will not consider your application.

Come for the files. Stay for the team.
We’re Benchmark Mortgages: a tight-knit, upbeat crew that genuinely likes working together. We move fast, support each other, and keep things warm and human while holding a high bar for quality.

If you love the underwriting side of mortgages and want to focus on doing great work (not lead gen, not marketing, not “build your own book”), you’ll feel right at home here.

The opportunity (serious work, great environment)
We’re hiring a Mortgage Underwriter who’s detail-driven, proactive, and calm under pressure. You’ll be the person who keeps deals clean, compliant, and moving from application to funded, while working closely with our brokers and partners.

Hybrid work is built in, and we do like seeing each other in the office too. Think team lunches, quick check-ins, and the kind of workplace where people actually have each other’s backs.

Your day-to-day (key responsibilities)

Underwrite and review mortgage applications: income, credit, assets, liabilities, supporting docs

Structure deals across purchases, renewals/transfers, refinances, equity take-outs, rentals, and more complex scenarios

Build strong lender submissions that are complete, accurate, and positioned for approval

Track conditions and commitments and guide the file through signing and next steps

Own the file flow from submission to funding, staying ahead of deadlines and key dates

Coordinate partners (lenders, BDMs, realtors, appraisers,



lawyers, insurers) to keep things moving smoothly

Problem-solve early when something feels off, and collaborate quickly on solutions

Keep files audit-ready and compliant with RECA, AMBA, FINTRAC, and federal requirements

Support occasional post-funding requests like documentation follow-up or servicing changes

What you bring
Must-haves

Active RECA license (Alberta) in good standing

2+ years underwriting experience, or 2+ years mortgage brokering with strong underwriting exposure

Solid lender guideline knowledge (banks, monolines, credit unions, alternative lenders)

Comfort with CRMs, document systems, lender portals, calculators, and e‑sign tools

Bonus points for experience with

Blu Mortgage (CRM)

MortgageBOSS

MS Office Products, SharePoint

Equifax/Verifast

Lender portals and insurer portals (CMHC, Sagen, Canada Guaranty)

You’ll fit best if you’re

Meticulous and organized (you spot what others miss)

Clear and kind in communication

Solutions-focused and steady when timelines get tight

A team player who enjoys contributing to a positive environment

Compensation & perks (explicit and simple)

Position Type : Full-time, salary + commission, hybrid work-from-home option

Base Salary Range : $50,000 – $60,000 (dependent on experience)

Target Total Compensation (Base + Commission) : $80,000 – $120,000+

Benefits : Commissions are provided in addition to base salary. Health spending account. 3-week vacation to start. St. Albert office location with free parking and a bright workspace.

Equipment : Provided

Start Date : Early 2026

Let’s do this!

If you’re a RECA‑licensed underwriter who loves clean files, clear communication, and a team that genuinely has each other’s backs, we want to hear from you.

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📌 Mortgage Underwriter (RECA Licensed) (Alberta)
🏢 Benchmark Mortgages
📍 Alberta