Audit, Risk & Compliance Join a purpose‑driven team at the centre of BMO’s risk management ecosystem. As a Senior Analyst, Credit Risk Strategy Oversight, you will contribute analytical depth, structured review, and developing independent challenge across Canadian Retail lending business. Operating in the second line, you will apply sound judgment and strong analytical capabilities to support the identification, assessment, and communication of non‑routine credit risk issues enhancing decision quality, transparency, and alignment to risk appetite, regulatory expectations, and governance standards.

Independent Risk

Oversight & Analytical Review Support independent assessments of credit proposals, strategy updates, segmentation approaches, and ML‑enabled decisioning. Conduct analyses on assumptions, data quality, performance monitoring, and portfolio impacts; Contribute to the preparation of clear, concise second‑line commentary, summaries, and risk insights for committees and senior leadership.

Portfolio Risk

Insight & Stress Testing Support Execute components of regulatory capital and stress‑testing analysis, including data preparation, scenario interpretation, and variable review. Perform deep‑dive analytics on trends, concentrations, and emerging risks to support forward‑looking portfolio assessments. Provide analytical support to partners in Credit, Product, Finance, Operations, and Data/Analytics, ensuring risk considerations are appropriately incorporated.

Assist in preparing materials that distill complex technical analysis into clear,



straightforward narratives suitable for non‑technical audiences. Participate in cross‑functional discussions to ensure alignment with governance, data quality, and control expectations.

Credit

Governance & Policy Support Support maintenance of credit governance documents, tracking requirements, and ensuring documentation accuracy and completeness. Assist in monitoring adherence to credit policies, standards, and Regulatory Compliance Management (RCM) requirements. Help coordinate supporting materials for oversight reviews, audits, examinations, and control‑related activities.

Judgment, Independence & Continuous Improvement Typically 4–6 years in lending, credit risk, analytics, portfolio management, or related functions within a financial institution. Postsecondary degree in Finance, Economics, Statistics, Mathematics, Engineering, or a related field or an equivalent combination of education and experience. Applied analytics experience with Python, SQL, SAS, R, or similar tools; demonstrated ability to synthesize complex analysis into clear, decision‑ready narratives and visuals.

Working understanding of banking, credit risk concepts, and portfolio analytics gained through education and hands‑on experience.



Data‑driven decision making Basic understanding of compliance and regulatory expectations Opportunities to meaningfully strengthen credit oversight, decision quality, and portfolio resilience. A culture that values integrity, inclusion, innovation, and high performance.

Access to senior leaders, cross‑functional partners, and complex challenges that support ongoing career growth. Salaries for part-time roles will be pro-rated based on number of hours regularly worked. BMO Financial Group’s total compensation package will vary based on the pay type of the position and may include performance-based incentives, discretionary bonuses, as well as other perks and rewards.

BMO also offers health insurance, tuition reimbursement, accident and life insurance, and retirement savings plans. It calls on us to create lasting, positive change for our customers, our communities and our people. We strive to help you make an impact from day one – for yourself and our customers.

We’ll support you with the tools and resources you need to reach new milestones, as you help our customers reach theirs. From in-depth training and coaching, to manager support and network-building opportunities, we’ll help you gain valuable experience, and broaden your skillset. Accommodations are available on request for candidates taking part in all aspects of the selection process.

A recruiting agency must first have a valid, written and fully executed agency agreement contract for service to submit resumes.

📌 Senior Analyst, Credit Risk Strategy Oversight (Toronto)
🏢 BMO Financial
📍 Toronto