This role offers the opportunity to work on critical lending technology platforms while helping shape the future of Loan Servicing Technology through modernization, automation, cloud adoption, and AI innovation. You will work closely with business and technology partners to deliver solutions that improve operational efficiency, strengthen controls, and enhance client and employee experiences. BMO's B2B Banking & Credit Technology team is seeking a Software Application Developer to join the Loan Servicing Technology team supporting Loan IQ and related lending platforms.
The role is responsible for designing, developing, implementing, and supporting enterprise-scale applications that enable commercial lending and loan servicing operations. The successful candidate will contribute to strategic technology initiatives including Loan IQ modernization, API and microservices development, workflow automation, cloud adoption, intelligent document processing, and AI-enabled solutions. This position combines strong software engineering capabilities with modern AI-assisted development practices to improve delivery efficiency, solution quality, and operational effectiveness.
Design, develop, test, and support enterprise applications and integrations. Collaborate with Business Analysts, Operations, QA, Architecture, and DevOps teams throughout the SDLC. Troubleshoot and resolve production issues while driving continuous improvement initiatives.
Leverage AI-assisted development tools to improve coding, testing, documentation, and delivery productivity. Contribute to workflow automation, intelligent document processing, and AI-enabled business solutions. Ensure solutions comply with security, risk, audit, and governance standards. 4–7 years of software development experience in enterprise environments.
Strong
Java and Spring Boot development experience.
Solid
Oracle SQL and relational database experience.
Experience with CI/CD pipelines, Agile delivery, and DevOps practices.
Experience using AI-assisted engineering tools such as GitHub Copilot, Microsoft Copilot, or equivalent. Understanding of Generative AI concepts, prompt engineering, and AI-enabled software development practices. Knowledge of Responsible AI principles including security, privacy, governance, and risk management. Commercial lending, syndicated lending, or loan servicing experience. AWS cloud experience.
Experience with workflow automation, intelligent document processing, or AI-enabled business solutions. Python development experience. Exposure to LLMs, Retrieval-Augmented Generation (RAG), or AI orchestration frameworks.
Salaries for part-time roles will be pro-rated based on number of hours regularly worked. BMO Financial Group’s total compensation package will vary based on the pay type of the position and may include performance-based incentives, discretionary bonuses, as well as other perks and rewards. BMO also offers health insurance, tuition reimbursement, accident and life insurance, and retirement savings plans.
It calls on us to create lasting, positive change for our customers, our communities and our people. We strive to help you make an impact from day one – for yourself and our customers. We'll support you with the tools and resources you need to reach new milestones, as you help our customers reach theirs.
From in-depth training and coaching, to manager support and network-building opportunities, we'll help you gain valuable experience, and broaden your skillset. Accommodations are available on request for candidates taking part in all aspects of the selection process. A recruiting agency must first have a valid, written and fully executed agency agreement contract for service to submit resumes. #
📌 Software Application Developer - Loan Servicing & AI Enablement (Toronto)
🏢 BMO
📍 Toronto