Overview
We are seeking a Subprime Finance Manager to join our automotive dealership’s finance team. This role is ideal for a skilled with experience in subprime or special finance who understands deal structure, lender guidelines, and customer-focused financing solutions. While experience is strongly preferred, we are open to highly motivated candidates with a solid aptitude for automotive finance.

Responsibilities
Structure, submit, and manage subprime and special finance deals through a full network of banks and lenders
Analyze credit applications and determine the most effective lender placement strategies
Communicate with lenders to negotiate approvals, stipulations, and advance terms
Work directly with customers to explain financing options, terms, and conditions clearly and professionally
Collaborate with sales managers to maximize approvals, profitability, and deal efficiency
Ensure all deals are accurately documented and compliant with dealership, lender, and regulatory guidelines
Track lender performance and stay current on program changes and underwriting requirements
Follow up on pending deals to resolve stipulations and secure funding in a timely manner




Maintain organized deal files and assist in funding and post-sale processes as needed
Contribute to continuous improvement of special finance processes and performance

Qualifications
Previous experience in subprime, special finance, or automotive financestrongly preferred
Solid understanding of lender programs and deal structure
Robust communication, negotiation, and organizational skills
Professional demeanor and customer-first mindset
Ability to perform in a fast-paced, performance-driven environment

Why Join Us

We offer a professional setting with the tools, lender access, and support needed to succeed at a high level. This is an excellent prospect for an experienced advisor looking to grow income and career stability.

How to Apply

Apply through Indeed with your resume. Qualified candidates will be contacted for an interview.

Job Type: Full time

Pay: $100,000.00-$200,000.00 per year

Benefits:
Dental care
Extended health care
Paid time off
Store discount

Work Location: In person

📌 Subprime Finance Manager Richmond
🏢 Go Richmond Kia
📍 Richmond