About the job Mercor connects elite creative and technical talent with leading AI research labs.

Headquartered in San Francisco, our investors include Benchmark , General Catalyst , Peter Thiel , Adam D''Angelo , Larry Summers , and Jack Dorsey .

Position: Reinsurance & Program Business Specialist Type: Contract Compensation: $800/hour Location: Remote Commitment: 2040 hours/week Role Responsibilities Design realistic scenarios involving treaty and facultative reinsurance , attachment and exhaustion, cessions, recoverables, bordereaux, delegated authority, program governance, fronting, captives, and risk participation.

Create work products such as structure comparisons, submission analyses, contract summaries, program reviews, counterparty assessments, and risk-transfer recommendations.

Write ''golden'' reference responses at experienced reinsurance and program-business quality.

Grade AI-generated responses against structured rubrics for structural accuracy, contract logic, financial understanding, stakeholder roles, and market realism.

Identify misunderstandings of layers, limits, retentions, commissions, claims control, collateral, counterparty exposure, and carrier-MGA responsibilities.

Provide written feedback the research team uses to improve model behavior .

Qualifications Must-Have 2+ years of skilled experience in reinsurance , program business, delegated authority, fronting, captive insurance, or alternative risk transfer.





Understand at least one of the following: treaty reinsurance , facultative reinsurance , MGA/MGU programs, Lloyd''s arrangements, captives, or fronted programs.

Can identify the economic and operational responsibilities of cedents, reinsurers, brokers, MGAs, fronting carriers, and insureds.

Understand how contract structure changes risk transfer, earnings, collateral, claims handling, and reporting.

Demonstrate excellent written reasoning, commercial judgment, and high attention to detail.

Can distinguish reinsurance decisions from direct underwriting and ordinary claim adjudication.

Preferred CPCU , ARe , ARM , ACAS , FCAS , or comparable designation.

Both ceded and assumed reinsurance experience.

Reinsurance broking, treaty wording, recoverables, or claims experience.

Program audit, delegated-authority, or bordereaux-management experience.

Captive, large-deductible, retrospective-rating, or risk-sharing experience.

Start Date Immediate start ; applications reviewed on a rolling basis.

Application Process (Takes 2030 mins to complete) Upload resume AI interview based on your resume Submit form Resources & Support For details about the interview process and platform information, please check: For any help or support, reach out to: PS: Our team reviews applications daily.

Please complete your AI interview and application steps to be considered for this opportunity.

📌 Reinsurance Specialist - Program Business (Toronto)
🏢 Mercor
📍 Toronto