Please be advised that our Careers site will be unavailable from November 28 at 12am ET to November 29 12am ET for scheduled system maintenance.

Title: Senior Manager, Credit Controls and Portfolio Risk Management, Canadian Commercial Banking Senior Manager, Credit Controls and Portfolio Risk Management, Canadian Commercial Banking The Senior Manager, Credit Controls and Portfolio Risk Management supports the COO, Canadian Commercial Banking in achieving Canadian Commercial Banking’s strategic goals. This position leads Issues resolution, Policy and Processes, Portfolio Credit risk management, Lending programs and Projects through ongoing collaboration with various internal partners such as Banking, Risk Management, Business Banking Operations, Legal, Compliance, Audit, Group Treasury, etc. The ideal candidate brings strategic vision, operational rigor, and deep expertise in credit risk management to drive sustainable growth and resilience.

Lead the identification of root causes, assessment, and resolution of compliance, regulatory, audit, and self-identified issues Ensure timely remediation of findings and issues in accordance with internal policies and external regulatory requirements Coordinate with Compliance, Internal Control and Audit to manage action plans and document evidence of remediation.

Policy and Process: Develop and implement strategic solutions for Canadian Commercial Banking’s credit and operational policies and processes with a client centric focus ensuring regulatory compliance and efficiency Assess existing policies and processes for gaps and inefficiencies, driving continuous improvement and alignment with regulatory requirements, industry best practices and Canadian Commercial Banking’s strategic priorities Communicate,



train and support business line staff on updates or new requirements arising from completed initiatives. Oversee, monitor, and report on Canadian Commercial Banking’s portfolio credit risk, identifying trends and potential areas of concern Develop and deliver timely reports for executive leadership, including early warning reports, portfolio trend analysis and industry review summaries Develop ad hoc reports as requested by Canadian Commercial Banking’s Executive leadership Perform reasonability tests to ensure accuracy and credibility of data used to support decision-making and administration of portfolio management. Develop, obtain requisite approvals and implement Lending programs aligned with Canadian Commercial Banking’s strategic goals and risk appetite Monitor Lending program performance and make enhancements based on data analysis and feedback Projects: Design, deliver and implement projects or new initiatives to contribute to credit and operational effectiveness of Canadian Commercial Banking Serve as the business line expert on credit and loan system upgrades, ensuring business requirements are accurately captured Participate in project teams initiated by other departments which will have an impact on Canadian Commercial Banking.





Champion a high-performance environment and contributes to an inclusive work environment Actively pursue effective and efficient operations of his/her respective areas in accordance with Scotiabank’s Values, its Code of Conduct and the Global Sales Principles, while ensuring the adequacy, adherence to and effectiveness of day-to-day business controls to meet obligations with respect to operational, compliance, AML/ATF/sanctions and conduct risk. Undergraduate degree required in Finance, Business Administration, Commerce, Economics. Master’s degree (MBA or related discipline) or relevant skilled certification (e.g., CRC, FRM, CFA) is preferred Minimum of 7 years’ experience in credit risk management, commercial lending, or portfolio oversight in a financial services environment Demonstrated experience with policy development, process improvement, and regulatory compliance High proficiency in MS Office products.

Customer Focus

Relationship-Building Works in a standard office environment Scotiabank is a leading bank in the Americas.

Guided by our purpose: "for every future", we help our customers, their families and their communities achieve success through a broad range of advice, products and services, including personal and commercial banking, wealth management and private banking, corporate and investment banking, and capital markets. At Scotiabank, we value the unique skills and experiences each individual brings to the Bank, and are committed to creating and maintaining an inclusive and accessible environment for everyone. If you require accommodation (including, but not limited to, an accessible interview site, alternate format documents, ASL Interpreter, or Assistive Technology) during the recruitment and selection process, please let our Recruitment team know.

Compliance, MBA, Business Process, Banking, Credit, Legal, Management, Finance #

📌 Senior Manager, Credit Controls and Portfolio Risk Management, Canadian Commercial Banking (Toronto)
🏢 Scotiabank
📍 Toronto