What is the Opportunity?

As Senior

Manager, FP&A; &

- Everyday Rewards &
- Linked Loyalty, you will drive strategic financial insights that accelerate growth in one of RBC's most important portfolios. You will translate complex financial data into actionable intelligence that shapes business strategy and partnership performance. Working with the Cards and Loyalty team, you will parter in owning comprehensive financial planning, analysis, and reporting for Everyday Rewards and Linked Loyalty.

What is the Opportunity?

As Senior

Manager, FP&A; &

- Everyday Rewards &
- Linked Loyalty, you will drive strategic financial insights that accelerate growth in one of RBC's most important portfolios. You will translate complex financial data into actionable intelligence that shapes business strategy and partnership performance. Working with the Cards and Loyalty team, you will parter in owning comprehensive financial planning, analysis, and reporting for Everyday Rewards and Linked Loyalty.

As a trusted advisor to Everyday Rewards leadership, you will develop compelling business cases, profitability frameworks, and forward-looking insights that guide executive decisions. You will unlock operational efficiencies, optimize partnership economics, and identify profitable growth levers that accelerate business impact. This role operates at the core of One RBC —collaborating across product teams, business partners, and enterprise finance to deliver integrated financial solutions with Integrity and Collaboration .

What will you do?

Strategic Financial Partnership

Serve as the primary finance partner to Everyday Rewards leadership, delivering financial insights that inform business strategy and partnership decisions

Partner with Reward and Linked Loyalty teams to develop insights, business cases, profitability analyses, and drive elevated segment performance

Proactively analyze Everyday Rewards and Linked Loyalty financial trends against key business drivers, member economics, and partnership metrics

Support quarterly governance packages and executive presentations for key retail, grocery, and gas partnership stakeholders

Financial Planning &

- Excellence Own full P&L; forecasting, planning, and analysis for Everyday Rewards and Linked Loyalty; maintain accountability for month-end, quarter-end, and rolling forecasts





Establish and oversee key performance monitoring frameworks to track progress against strategic milestones and program profitability targets

Collaborate across RBC on key partnerships and initiatives, ensuring all financial modeling and reporting work streams deliver against requirements

Continually evolve program-specific financial monitoring to reflect current business operations and provide deeper visibility into drivers

Cost Optimization &

- Transformation Increase transparency in cost structure; identify and execute opportunities to improve operational efficiencies and drive cost savings

Support month-end close activities, NIE and rewards P&L; analysis, and enterprise reporting requirements

Lead process improvements and automation to increase team capacity and enhance forecasting accuracy

Collaborate with Loyalty &

- Rewards finance colleagues to continuously improve forecasting methodologies and data standardization

Support the governance process in setting the Cost per Point including presenting to senior executives and obtaining their approval

Cross-Functional Collaboration Work with your peers Cards and Loyalty as well as Personal Banking Finance peers on cross-portfolio initiatives to ensure consistency and identify synergies

Coordinate with Enterprise Decision Support to ensure business cases are positioned for executive approval and strategic alignment

What you need to succeed? Must-Have CPA, CFA, MBA, or equivalent with 5+ years of progressive FP&A; or financial analysis experience

Exceptional financial modeling and business partnering capabilities

Knowledge of Cards and Loyalty programs; deep understanding of rewards economics and partnership profitability

Strong technical skills: advanced Excel, SQL, and data analytics tools

Intellectual curiosity with growth mindset; passionate about continuous improvement

Excellent written, verbal, and presentation communication skills

Ability to influence stakeholders in matrix environments without direct authority

Self-directed, proactive,



and comfortable managing competing priorities with urgency

Strong attention to detail and analytical rigor

Nice-to-Have Experience with Payments, Networks, or Credit Cards

Proficiency with PowerBI, Tableau, Thinkcell, EPM, or PeopleSoft

Financial services or banking background

Statistical and data visualization expertise

What’s in it for you? We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.

A comprehensive Total Rewards Program including bonuses and flexible advantages, competitive compensation, commissions, and stock where applicable

Leaders who support your development through coaching and managing opportunities

Ability to make a difference and lasting impact

Work in a dynamic, collaborative, progressive, and high-performing team A world-class training program in financial services

Flexible work/life balance options

Job Skills Accounting, Decision Making, Financial Planning and Analysis (FP&A;), Financial Reporting and Analysis, Results-Oriented

Additional Job Details Address: RBC WATERPARK PLACE, 88 QUEENS QUAY W:TORONTO

City: Toronto

Country: Canada

Work hours/week: 37.5

Employment Type: Full time

Platform: OFFICE OF THE CFO

Job Type: Regular

Pay Type: Salaried

Posted Date: 2026-08-24

Application Deadline: 2026-09-30

Note Applications will be accepted until 11:59 PM on the day prior to the application deadline date above

Our Employment Opportunities At RBC, we are guided by living shared values of Client First, Integrity, Collaboration, Respect and Excellence and winning together as One RBC. We believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best, effectively collaborate, drive innovation, and grow professionally helps to bring our Purpose to life and create value for our clients and communities.

RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging and opportunity for all.

📌 Senior Manager, Rewards and Linked Loyalty Finance (Toronto)
🏢 RBC
📍 Toronto