About the Role Mercor is partnering with a leading AI lab to train frontier models on high-quality insurance reasoning data. We're hiring Life & Annuity Specialists to design realistic advisory, underwriting and policy-service scenarios, evaluate model outputs against established industry standards, and help shape how the next generation of AI reasons about mortality risk, long-horizon guarantees and suitability.
We welcome life and annuity producers, advisors, life underwriters, new-business and policy-service professionals, product specialists, and suitability or replacement reviewers from carriers, brokerage general agencies, IMOs, and independent practices.
What You'll Do Design realistic scenarios involving needs analysis, product selection, illustrations, medical and financial underwriting, table ratings, replacements and 1035 exchanges, policy loans, surrenders, lapse and reinstatement
Create work products such as coverage recommendations, illustration comparisons, underwriting assessments, suitability rationales, replacement analyses and policy-service determinations
Write "golden" reference responses at experienced life and annuity practitioner quality
Grade AI-generated responses against structured rubrics for product accuracy, suitability, mathematical correctness and disclosure adequacy
Identify unsupported illustration assumptions, unsuitable recommendations, confusion between product types or tax treatments, and failures to apply replacement or disclosure requirements
Provide written feedback the research team uses to improve model behavior




Participate in onboarding office hours and calibration sessions
You're a Valuable Fit If You Have 2+ years of professional experience in life insurance or annuity advisory, underwriting, new business, policy administration, product, or suitability review
Have worked with at least one product family, such as term, whole life, universal or indexed universal life, variable life, or fixed, indexed and variable annuities
Understand how policy mechanics (cost of insurance, crediting, caps and participation rates, surrender charges, riders and guarantees) drive long-term outcomes
Can explain tax treatment and suitability considerations clearly, and recognize when licensed or legal review is required
Demonstrate excellent written communication, quantitative care and high attention to detail
Can distinguish product and suitability judgment from investment advice and formal tax or legal advice
Bonus Qualifications CLU, ChFC, FLMI, CFP, or comparable designation
Active or previously held life and health producer license, or securities registration
Medical or financial life underwriting experience, including APS review, lab interpretation or reinsurance referral
Experience with buy-sell, key-person, estate-planning, premium-finance or executive-benefit cases
Experience with suitability, Reg BI, or state replacement and disclosure review
Role Highlights Minimum 20 hours per week (ideally 40+)
Role starts immediately, applications reviewed on a rolling basis

#J-18808-Ljbffr

📌 Life & Annuity Specialist - Advisor (Ontario)
🏢 Obsidian
📍 Ontario