Line of Business: Credit Management Pay Details: $115,600 - $163,200 CAD TD is committed to providing fair and equitable compensation opportunities to all colleagues. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role.

The Asset Based

Lending team operates within the Commercial National Accounts ("CNA") division of TD Business Banking. We are a specialized lending group which provides dedicated relationship coverage to asset-based clients across the country with annual revenues generally ranging from $50 million to $2 billion and typical credit requirements in excess of $25,000,000. Credit relationships are complex and are comprised of both bilateral and syndicated transactions.

The group consists of senior asset-based lending professionals who combine specific industry knowledge and extensive deal structuring experience to offer a full suite of customized credit and cash management solutions to meet the complex needs of our clients. The Director, Credit Execution leads a team of Associates & Associate Directors, providing guidance, leadership, coaching and development to ensure business results and professional / personal development objectives are achieved for the overall group. The Director, Credit Execution works closely with the Director (s), origination for the overall execution of transactions and is responsible for the credit portfolio, ensuring structured deals meet risk policies, and may also actively structure more complex deals in the unit or market.

They are accountable for delivering a superior customer experience while driving profitable business growth, in line with business strategy. Lead the execution and achievement of the business's customer and partner experience targets; coach and model appropriate behavior and execute plans to continuously improve customer experience. Work with the deal team to complete initial due diligence on new opportunities including business, industry, financial and commercial due diligence.

Contribute to growth of the unit by assisting in structuring competitive packages while maintaining a balanced view of risk and credit quality. Contribute to the development and implementation of the business plan, goal setting, growth strategies and coaching for the Unit. Assess, and manage, credit risk in compliance with applicable internal and external requirements (e.g. financial controls, risk policies) to increase profitability and enable business growth.

The team coordinates closely with TD Securities for M&A; advisory, equity,other debt capital markets, and hedging expertise as required. Previous experience in asset based lending, with preference for experience in complex, corporate-style transactions. Very solid credit,



analytical and problem solving skills.

The ability to engage in active dialogue with internal and external stakeholders (Unit VP, clients, legal counsel etc.). An undergraduate or graduate degree in Business, Economics, Finance or other quantitative discipline. MBA or CFA would be an asset ~+Nous sommes un groupe spécialisé en financement qui offre une couverture relationnelle dédiée aux clients en prêts reposant sur actifs a travers le pays, avec des revenus annuels généralement compris entre 50 millions $ et 2 milliards $, et des besoins de crédit typiquement supérieurs a 25 millions $.

Les relations de crédit sont complexes et comprennent des transactions bilatérales ainsi que des financements syndiqués. Le groupe est composé de professionnels en prêts reposant sur actifs qui combinent une connaissance sectorielle approfondie et une vaste expérience en structuration de transactions afin d'offrir une gamme complète de solutions de crédit personnalisées et de gestion de trésorerie pour répondre aux besoins complexes de nos clients. Le Directeur, Exécution du Crédit dirige une équipe de professionnels (Associé(e)s et Directeurs Associé(e)s), en assurant l'encadrement, le leadership, le coaching et le développement afin d'atteindre les résultats d'affaires ainsi que les objectifs de développement professionnel et personnel du groupe.

Le Directeur, Exécution du crédit travaille étroitement avec le Directeur (Origination) pour l'exécution globale des transactions et est responsable du portefeuille de crédit, en veillant a ce que les structures de transactions respectent les politiques de risque. Il peut également structurer activement des transactions plus complexes au sein de l'unité ou du marché. agir comme modèle, coacher les équipes et mettre en œuvre des plans visant l'amélioration continue de l'expérience client. Travailler avec l'équipe pour réaliser la revue diligente initiale sur les nouvelles opportunités, incluant l'analyse commerciale, sectorielle, financière et opérationnelle.

Contribuer a la croissance de l'unité en aidant a structurer des solutions compétitives tout en maintenant un équilibre entre risque et qualité de crédit. Évaluer et gérer le risque de crédit en conformité avec les exigences internes et externes applicables (contrôles financiers, politiques de gestion des risques, etc.)



L'équipe collabore étroitement avec Valeurs Mobilières TD pour les services-conseils en fusions et acquisitions, les marchés des capitaux, les financements par emprunt et les solutions de couverture, au besoin. Excellentes compétences en crédit, analyse et résolution de problèmes.

Diplôme universitaire de premier ou deuxième cycle en administration, économie, finance ou autre discipline quantitative. Un MBA ou CFA constitue un atout. TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores.

More than 95,000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience. Together, we are reimagining what banking can be for our clients, colleagues and communities.

Our Total

Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals.

Total

Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking perks and discounts, career development, and reward and recognition programs. We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home.

If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. If you're passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact.

Here at TD, we hire and develop the best. Training & Onboarding We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role. We do our best to communicate outcomes to all applicants by email or phone call.

Please let us know if you'd like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.

Language

Requirement (Quebec only) Maîtrise d'une langue autre que le français pour offrir du soutien ou traiter avec des employés qui ont besoin de services et de soutien dans une langue autre que le français. #

📌 Director, Credit Execution, TD Asset Based Lending, Commercial National Accounts (Toronto)
🏢 TD
📍 Toronto