What is the chance?As an Associate on the Ratings and Monitoring team, you will assess credit ratings of Capital Markets borrowers, verify covenant compliance, monitor company and industry developments, and identify key risk events. The role requires developing industry expertise and collaborating with internal stakeholders across several sectors of the Business, including Adjudication, Corporate Banking, Global Credit, and other Capital Markets areas.What will you do?Manage and monitor credit risk of a portfolio of corporate borrowers in sectors such as Mining, Forestry, Building Materials, Contractors, and Retail—identifying key credit events and reviewing/refreshing credit risk ratings at least annually.Participate in team deliverable targets related to regulatory and audit requests.Ensure borrower compliance with terms and conditions of credit agreements.Develop expertise in the assigned portfolio, policies, and guidelines, and provide value‑added advice to internal partners.Conduct research, analyze financial statements,



and develop financial projections.Collaborate across teams and with business partners.What do you need to succeed?Must‑HaveAt least 2 years of experience in credit risk and/or financial analysis.Self‑motivated with strong credit and analytical skills.Ability to critically assess financial statements and other client reports and draw reasoned conclusions.Excellent verbal and written communication skills.Ability to work effectively within a team environment.High degree of computer literacy: MS Office Suite, database software, and electronic research tools.Nice‑To‑HaveAcademic background with a Master’s level accreditation (e.G., MBA, CFA, CPA, or other professional designation).Experience with S&P, Capital IQ, or Moody’s.What’s in it for you?Leadership that supports your development through coaching and opportunities.A dynamic, collaborative, progressive, and high‑performing team environment.Opportunity to make a lasting impact.Job SkillsAdaptability, critical thinking, customer service, detail‑oriented, financial engineering, financial statement analysis, investment analysis, personal development, personal initiative, teamwork.Additional InformationLocation:Toronto, CanadaAddress:Royal Bank Plaza, 200 Bay St.Work Hours/Week:37.5 hoursEmployment Type:Full timePlatform:Capital MarketsJob Type:Contract (Fixed Term)Pay Type:SalariedPay Range:$90,000.00 – $135,000.00#J-18808-Ljbffr

📌 Associate, Ratings & Monitoring (6-Month Fixed Term Contract) - C$90,000 - C$135,000 A Year (Winnipeg)
🏢 Royal Bank Plaza
📍 Winnipeg