Toronto Corporate Office3280 Bloor St W(Centre Tower, 7th Floor)Etobicoke, ON M8X 2X3, CanadaAt Meridian our aspiration is to integrate our purpose into everything we do for people, the planet, and communities. We believe that our greatest opportunity is to create opportunity and meet people where they are. The ideal candidate is a dedicated professional committed to advancing their career in Anti‑Money Laundering (AML) and Anti‑Terrorist Financing (ATF) through hands‑on experience and a strong emphasis on self‑motivated personal development. This individual proactively seeks and identifies extensive opportunities for growth within the AML/ATF field and demonstrates a passion for continuous learning. The candidate excels in dynamic, fast‑paced environments, consistently embracing new challenges and managing a demanding caseload with diligence and adaptability. Additionally, they possess the interpersonal skills necessary to foster trust and build strong, collaborative relationships with business partners.Key ResponsibilitiesConduct thorough investigations and risk assessments of alerts identified by the credit union’s AML detection programs. This includes reviewing alerts generated by automated transaction monitoring systems, ongoing monitoring processes, unusual activity reports, relevant media articles, and production orders.Make well‑documented determinations regarding whether to escalate cases (file) or close them (no file) based on investigative findings, ensuring all decisions are appropriately recorded.Prepare and submit Suspicious Transaction Reports (STR) to FINTRAC as required, in compliance with regulatory obligations and internal policies.Maintain comprehensive records and audit trails of all investigative activities and case dispositions to facilitate reviews by Quality Control, management, and applicable auditors or regulatory authorities.Conduct reviews of alerts generated for potential Politically Exposed Persons (PEPs), sanctions, and watch‑list hits to assess and determine whether a potential match exists.Engage line‑of‑business stakeholders to help remediate Know Your Member (KYM) and other compliance deficiencies.Effectively manage and triage referral events from internal stakeholders.Prepare and submit large cash transactions and electronic funds transfer reports to FINTRAC.Through execution of duties, offer ongoing feedback to enhance overall efficiency and effectiveness.Knowledge, Skills,



and AbilitiesStrong understanding of money‑laundering/terrorist financing typologies and risk factors, with an appetite to keep up to date with emerging trends and risks.Strong understanding of financial products and services, operational policies, procedures, delivery systems, and risk management methodologies.Proficiency with MS Office suite (Word, Excel, PowerPoint).Proficiency with SQL or other database management and reporting software (asset).Experience working with an AML transaction monitoring/case management system/software (asset).Experience working with Artificial Intelligence (AI) (asset).Working‑level understanding of FINTRAC’s Guidelines, the Proceeds of Crime (Money Laundering) and Terrorist Financing Act (PCMLTFA), associated Regulations, the Criminal Code of Canada, and the Personal Information Protection and Electronic Documents Act (PIPEDA) (asset).Demonstrated ability to effectively multitask and manage multiple priorities in a fast‑paced setting.Strong willingness to learn and flexibility to be cross‑trained on a variety of tasks and responsibilities.Proven capability to leverage knowledge and experience to develop novel solutions for unique challenges.Exhibits sound judgment and critical thinking skills, particularly in unfamiliar or complex situations.Experienced in coaching business partners through AML/ATF‑related challenges and effectively influencing outcomes.Demonstrates tact and diplomacy when responding to inquiries from internal partners, external partners (including regulators and other government agencies, law enforcement, etc.), and internal/external auditors.Ability to clearly articulate observations/recommendations in a well‑organized, professional, and audience‑appropriate format.Skilled in preparing, writing, and submitting prescribed reports to FINTRAC.Excellent report writing skills, including the preparation of concise reports with detailed recommendations for internal distribution.Member Focus: Consistently demonstrates that Members are the highest priority.Proactive:



Anticipates needs and identifies opportunities to enhance service levels.Open Communication: Engages in honest and transparent dialogue to foster mutual understanding, trust, and cultivate deeper relationships.Business Savvy: Proactively acquires and applies relevant knowledge to excel in current responsibilities, leveraging both internal and external resources to drive effective results.Partner Orientation: Actively seeks opportunities for collaboration and fosters productive relationships to achieve shared organizational objectives.Integrity: Consistently demonstrates openness, honesty, and respect, ensuring actions align with ethical standards and organizational values.Creates a Supportive and Positive Team Environment: Contributes to and promotes a collaborative team atmosphere that encourages innovation, risk‑taking, and continuous learning; helps accelerate team development by sharing best practices and leveraging the strengths of the broader team.Education, Work Experience, and Professional Designations/Certifications2+ years of experience working in financial crime‑related investigations.Certified Anti‑Money Laundering Specialist (CAMS), Certified Fraud Examiner (CFE), Certified Financial Crime Specialist (CFCS) or other relevant designations (asset).Relevant post‑secondary education or equivalent experience (asset).Salary RangeCAD $46,400.00 to $69,600.00 annually.Office LocationToronto Corporate Office, 3280 Bloor St W, Etobicoke, ON M8X 2X3, Canada.Remote Work PolicyMeridian has a remote work policy that allows flexibility for employees to work remotely but also requires regular time in the office for purposeful meetings to collaborate, innovate, and build effective relationships with your team, your colleagues, and your leader.What's in it for you?Inclusive and collaborative working environment that encourages creativity, curiosity, and celebrates success.Tools and technology needed to delight your candidates and clients.Opportunity to work with and learn from diverse industry leaders.Hybrid work arrangements with in‑person office time to collaborate, innovate, and build relationships with your colleagues.Dynamic and engaging work culture.Qualified applicants will receive consideration without regard to race, color, religion, sex, national origin, age, sexual orientation, gender identity, gender expression, or disability.Thank you for your interest in Meridian Credit Union.#J-18808-Ljbffr

📌 Senior Aml/Atf Officer - C$46,400 - C$69,600 A Year (Winnipeg)
🏢 Meridian Credit Union
📍 Winnipeg