Immediate need for a talented Senior BA . This is a Full-Time prospect with long-term potential and is located in Toronto, ON (Hybrid ). Please review the below and contact me ASAP if you are interested.

Job ID: 26-26628

Pay Range: CAD$60 - CAD$65/hour.

Key Responsibilities:

- Lead business analysis activities for Payments Modernization initiatives involving RTP, FedNow, RTR, Lynx, ACH, EFT, Interac, and other real-time payment solutions.
- Partner with Product, Technology, Operations, Treasury, Compliance, Risk, Fraud, and vendor teams to gather, analyze, and document business requirements.
- Facilitate workshops, stakeholder interviews, and discovery sessions to understand business needs and define solution requirements.
- Prepare and maintain BRDs, FRDs, process flows, business rules, use cases, data mappings, and other business analysis deliverables.
- Create and manage Jira Epics, Features, User Stories, and Acceptance Criteria using Agile, Scrum, and BDD/Gherkin methodologies.
- Conduct current-state and future-state assessments, process mapping, gap analysis, and impact analysis to support transformation initiatives.
- Document end-to-end payment processes including initiation, validation, routing, settlement, reconciliation, returns, investigations, exceptions, and reporting.
- Analyze and document ISO 20022 payment message requirements, data mappings, and integration specifications.
- Work with Solution Architects and development teams to define API, payment hub, core banking, and third-party vendor integration requirements.
- Support implementation of real-time payment capabilities and payment modernization programs across retail, commercial, and treasury banking platforms.
- Collaborate with Commercial Banking, Treasury Management, Cash Management,



and Payment Operations teams to define business capabilities and operational requirements.
- Translate regulatory and compliance requirements from Payments Canada, FINTRAC, OSFI, AML, KYC, sanctions, and privacy regulations into business requirements and controls.
- Define and document fraud prevention, transaction monitoring, sanctions screening, customer due diligence, and operational risk management requirements.
- Ensure payment solutions comply with regulatory requirements, internal policies, audit standards, and governance frameworks.
- Maintain end-to-end traceability between business requirements, regulatory obligations, solution design, testing, and implementation deliverables.
- Support middle-office and back-office payment operations by documenting settlement, reconciliation, exception handling, investigations, and operational support processes.
- Facilitate backlog refinement, sprint planning, story grooming, prioritization, and stakeholder review sessions.
- Partner with QA, SIT, and UAT teams to develop test scenarios, validate requirements, support defect resolution, and ensure successful testing outcomes.
- Analyze payment data, transaction flows, and operational metrics to identify process improvements, efficiencies, and risk mitigation opportunities.
- Manage project risks, assumptions, dependencies, and issues while coordinating activities across multiple business and technology teams.
- Support vendor onboarding, payment platform implementations,



payment hub migrations, and strategic transformation initiatives.
- Participate in production readiness reviews, operational readiness assessments, go-live planning, and post-implementation support activities.
- Ensure alignment with enterprise architecture, information security, data governance, and operational resilience standards.
- Act as the primary liaison between business and technology teams, providing ongoing requirements clarification and solution support.
- Drive continuous improvement of business analysis practices, documentation standards, Agile delivery processes, and payment operations capabilities.

Key Requirements and Technology Experience:

- Must have skills: - Payments, ISO 20022, Banking

Our client is a leading IT Industry and we are currently interviewing to fill this and other similar Full-Time positions. If you are interested in this position, please apply online for immediate consideration. Pyramid Consulting, Inc. provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.

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📌 Senior BA (Toronto)
🏢 Pyramid Consulting
📍 Toronto