Career Opportunities: Senior Analyst - Mortgage Credit, Policy, and Governance (14055) Division: IG Insurance Mortgage & Banking Location: Winnipeg, Toronto The Role As a member of our Credit Risk Management team at IGM, you will be responsible for reviewing credit exceptions, managing escalations, and overseeing quality assurance activities. You will ensure the effective execution and governance of lending policies and guidelines. Your expertise will be crucial in maintaining compliance with regulatory standards and driving continuous improvement within the department.Key Responsibilities Lending Policy & GovernancePerform research on regulatory changes, market trends, and competitor policies to assist in updating lending policies and guidelines.Monitor and report on credit adjudication methodologies, appraisal matrices, and insurer programs.Coordinate governance processes to ensure alignment across stakeholder groups on lending policies and guidelines.Communicate changes in lending policies, risk appetite, and credit authority limits to all stakeholders.Develop agenda items for Mortgage Risk Committee meetings and propose recommendations on policy exceptions and complex transactions.Develop and regularly update comprehensive training materials based on changes in government regulations and investor guidelines.Policy Exceptions and EscalationsAnalyze complex files or exception requests and make appropriate recommendationsReview and analyze metrics on client exceptions and escalations directed to IG; suggest areas of improvementQuality Assurance & ComplianceCoordinate, compile and track findings related to quality assurance reviews.Develop training material based on audit findings to facilitate continuous improvement.Required QualificationsA minimum of 5 years of experience in the mortgage lending industry, with a strong background in underwriting,



and development of lending guidelines.Strong knowledge of the mortgage lending regulatory workplace and quality assurance methodologies.A university degree in a related field is preferred.Proven problem-solving, organizational, and analytical skills.Excellent teamwork, leadership, and relationship-building skills.Critical thinking skills and ability to work under tight timelines.Highly effective communication skills, both written and verbal.Autonomy and sense of initiative.Bilingualism (English-French) is preferred.The expected annual base salary range for this role is 56,000 - 80,000, which is determined based on skills, knowledge and experience and geographic location. In addition to base salary, this role is eligible for annual short-term incentive, health and well-being benefits, retirement and savings plan, paid time off and career development.COMPETITIVE COMPENSATION & RECOGNITION Competitive base salary, performance-weighted bonus, education/career support, option to join Employee Share Purchase Plan with employer matching component.EMPLOYEE BENEFITS & INSURANCE Competitive health and dental coverage, flexible plan for you and your family and short-term & long-term disability plans.RETIREMENT SAVINGS PROGRAMS Voluntary Defined Contribution Pension Plan.INCLUSIVE CULTURE AND DIVERSITY Living our core values: Be a Team, Be Accountable, Be Better, engaging with community through Business Resource Groups (BRG communities are volunteer employee-led groups formed around a common interest, identity, or background).IGM is a diverse workplace committed to doing business inclusively - this starts with having a representative workforce! We encourage applications from all qualified candidates that represent the diversity present across Canada – including racialized persons, women, Indigenous persons, persons with disabilities, 2SLGBTQIA+ community, gender diverse and neurodiverse individuals, as well as all who may contribute to the further diversification of ideas.IG is an accessible employer committed to providing a barrier-free recruitment experience. If you require an accommodation or this information in an alternate format at any stage of the recruitment process, please reach out to the Talent Acquisition team who will work with you to meet your needs.#J-18808-Ljbffr

📌 Senior Analyst - Mortgage Credit, Policy, And Governance - C$56,000 - C$80,000 A Year (Toronto)
🏢 IG Insurance Mortgage & Banking
📍 Toronto