Sr Mortgage Underwriter (Alternative Lending)Location: Hybrid – Greater Toronto Area (3 days in-office: Monday–Wednesday, 2 days remote)Employment Type: Full-Time, PermanentSalary: $85,000 – $90,000OverviewWe are seeking an experienced Sr Mortgage Underwriter to join a fast‑growing, innovative lending organization. This is a high‑impact role suited for someone who thrives in a high‑volume, quick‑paced environment, is confident making independent lending decisions, and is comfortable communicating directly with brokers by phone. The organization is in a robust growth phase, offering stability through a balance sheet lending model while continuing to evolve toward prime lending. The environment is dynamic, with opportunities to contribute to process improvements and scale alongside the business.Key ResponsibilitiesUnderwrite approximately 3 mortgage deals per day in a high-volume pipelineReview, condition, restructure, and approve mortgage applications within lending authorityHandle exception-based underwriting and provide solutions on complex dealsCommunicate directly with brokers via phone to gather information, provide updates, and move deals forward efficientlyWork closely with internal teams and assigned Business Development Managers (BDMs)



to manage deal flowEnsure all underwriting decisions align with company policies and risk appetiteMust-Have QualificationsMinimum 3+ years of experience as a Mortgage Underwriter with lending authorityProven ability to make independent credit decisions (not a support-only role)Strong experience in alternative/B lending environmentsDemonstrated success in a high-volume underwriting settingDeep understanding of the Ontario real estate market, particularly:Western TorontoCentral TorontoDowntown TorontoStrong verbal communication skills with a phone-first mindset (not email-reliant)Nice-to-HaveExperience working with brokers and managing deal pipelines in a fast-paced settingExposure to scaling or high-growth lending environmentsWhat Will Set You ApartConfidence and efficiency in handling multiple deals daily without sacrificing qualityAbility to think critically and structure deals creatively within policyA proactive, adaptable mindset suited for a rapidly evolving organizationWhat’s OfferedCompetitive base salary ($85,000 – $90,000)Hybrid work model (3 days in-office, 2 days remote)Comprehensive onboarding and training:Shadowing experienced underwritersStructured learning modulesDirect mentorship from leadershipOpportunity to join a high-growth lender with strong internal stability and long-term visionA collaborative, performance-driven culture with real opportunity for career progressionImportant NoteCandidates with commercial underwriting experience only will not be considered due to the required pace and structure of residential deal flow.This is a Sr-level role requiring hands‑on underwriting experience and decision-making authority.If you’re a confident underwriter who enjoys working deals end-to-end, thrives on speed, and prefers real conversations over back-and-forth emails, this is a strong opportunity to step into a growing platform and make an immediate impact.#J-18808-Ljbffr

📌 Sr. Mortgage Underwriters - C$85,000 - C$90,000 A Year (Winnipeg)
🏢 TEKsystems
📍 Winnipeg