Subprime / Near-Prime Finance Manager – Team Leader

High-Volume Used Car Dealership | Full time | In Person

We are a high-volume used car dealership looking for an experienced Subprime / Near-Prime Finance Manager and Team Leader to join our growing finance department.

This is a senior-level position for an experienced automotive finance skilled who understands the subprime and near-prime market, knows how to structure difficult deals, and can lead and support a finance team.

The Ideal Candidate
Minimum 5 years of automotive finance experience
Strong experience in subprime and near-prime automotive financing
Proven ability to structure and close challenging finance deals
Robust knowledge of subprime, near-prime and alternative lenders
Excellent understanding of credit applications, credit reports, income verification and lender requirements
Established relationships with automotive finance institutions and lenders
Proven ability to lead, coach and support a finance team
Strong negotiation, communication and closing skills
Highly organized and detail-oriented
Ability to work in a fast-paced, high-volume dealership environment




Strong understanding of OMVIC and Ontario automotive finance requirements
Valid OMVIC registration required

Responsibilities
Manage and structure subprime and near-prime finance deals from application through funding
Work directly with lenders to obtain approvals and negotiate the best available terms
Review credit applications and determine appropriate lender placement
Monitor deals, stipulations and funding to ensure timely completion
Support and coach finance and sales staff on deal structure and lender programs
Maintain strong lender relationships and stay current with changing programs and guidelines
Help drive finance department performance while maintaining compliance and customer satisfaction

What We Offer
Leadership position within an established dealership
High-volume finance environment
Strong daily customer and finance lead flow
Opportunity to lead and grow a finance team
Long-term career opportunity

Job Type: Full time
Work Location: In person

Pay: From $70,000.00 per year

Work Location: In person

📌 Subprime Finance Manager York (Canada)
🏢 karmann fine cars
📍 Canada