Personal Lines Underwriter IThis role is designed to build foundational underwriting expertise by supporting the assessment and evaluation of low complexity risks. The incumbent will learn and apply technical insurance knowledge, including product guidelines, rating tools, and policy terms, while developing sound decision‑making skills. Through hands‑on experience and training, they will gather and analyze customer information, prepare policy terms, and negotiate endorsements and renewals.What You Will DoLearn the technical aspects of insurance: assessing and evaluating risk to make empowered decisions; Understand andcan apply basic knowledge of own product area (guidelines and rules, philosophies, services, ratings and available tools); Recognize limitations in knowledge of risks and seeks assistance as required; Understand andcan explain the basic terms, conditions and exclusions for the policy coverage provided in own specific areas of expertise; Seek full understanding of risks, and where facts may be missing, uses additional underwriting tools, apps, reports, inspections to gain increased knowledge of risk; Participate in, orprovide training and development initiatives to constantly enhance the quality of decision making; Underwrite andnegotiate low complexity renewals and policy endorsements; Gather background information on potential customers from information provided in proposal forms for insurance; Analyze all relevant data using appropriate software to determine whether the level of risk is acceptable; Prepare the terms and conditions of insurance policies.What You Will Bring1 to 3 years of experience in the insurance industry; Post‑secondaryeducation, working towards CIP designation; You have exemplaryanalytical skills and can make informed decisions; You are a skilled communicator who can adapt your approach to your audience; You can influence decisions and negotiate strategically; You are an enthusiastic learner who thrives within a team or independently; Effective communication and interpersonal skills, both written and verbal; You have proven decision‑making and analytical skills, including the ability to determine how to grow business profitability through assessment and analysis of individual risks.The salary range for this role is $49,500 – $59,400. The salary for the successful candidate will be determined by various factors including but not limited to an individual’s relevant experience, knowledge, skills, along with internal equity, and market considerations.What’s In It For YouA supportive team – we’re not just a workplace, we’re a community. We are small but mighty, we believe in the power of connection, purpose, and belonging; Comprehensive total rewards – enjoy a competitive compensation package made up of base salary and bonus, health and wellness advantages, pension plan, paid time off, and so much more; Inclusive culture – work in an environment that embraces diversity, equity, inclusion and belonging; Career growth & development – take advantage of continuous learning opportunities and stretch assignments; Make an impact– play a key role in helping customers navigate challenging situations with empathy and expertise.#J-18808-Ljbffr

📌 Personal Lines Underwriter I (12-Month Contract) - $49,500 - $59,400 A Year (Kentville)
🏢 Heartland Mutual Insurance
📍 Kentville