At PwC, our people in operations consulting specialise in providing consulting services on optimising operational efficiency and effectiveness. These individuals analyse client needs, develop operational strategies, and offer guidance and support to help clients streamline processes, improve productivity, and drive business performance. A career within Consulting services provides the chance to help clients develop and deliver extraordinary business results through transformation. The Payments and Open Banking Director role operates across the transformation lifecycle from inception to execution, combining strategy, operating model design, and delivery leadership. As a Payments and Open Banking Director, you will work as part of a team of problem solvers to solve complex business issues from strategy to execution, acting as a trusted advisor to senior stakeholders on enterprise-wide payments modernization and emerging payments initiatives.Meaningful work you’ll be part ofAs a Digital Payments Consulting, Director, you’ll work as part of a team of problem solvers, helping to solve business issues, deliver high quality client service and operational efficiency. Responsibilities include but are not limited to:Lead end-to-end delivery of complex payments transformation engagements, including project economics, to achieve measurable client outcomes.Conduct market research and synthesize quantitative and qualitative analysis into clear insights and recommendations using structured problem‑solving approaches.Communicate complex concepts effectively to C‑suite, executive, and operational stakeholders.Operate the Business (Run & Scale Delivery)Lead end-to-end delivery of complex payments transformation engagements, including project economics, to achieve measurable client outcomes.Conduct market research and synthesize quantitative and qualitative analysis into clear insights and recommendations using structured problem‑solving approaches.Communicate complex concepts effectively to C‑suite, executive,



and operational stakeholders.Create Value (Clients, Growth & Market Impact)Build and sustain trusted relationships with senior leaders across the financial services ecosystem.Shape and advise on enterprise‑wide payments transformations, including target operating models, ISO 20022 end‑state design, API‑first and cloud‑enabled architectures.Advise executives on multi‑year payments strategies and roadmaps balancing growth, resiliency, regulation, and client experience.Develop People (Teams, Talent & Culture)Lead, coach, and develop high‑performing, inclusive consulting teams; provide ongoing feedback to accelerate progression and performance.Role‑model Director‑level PwC Professional behaviours, fostering collaboration, transparency, and inclusive leadership.Demonstrate commitment to valuing differences, coaching diverse teams, and ensuring diverse perspectives are heard to enable an inclusive, high‑performing environment.Shape the Firm (Thought Leadership & Practice Building)Contribute to payments thought leadership and firm‑wide initiatives, and enhance PwC’s market position through industry POVs and executive publications on the future of payments in Canada and globally.Drive practice growth through thought leadership, business development, proposal leadership, and expansion of existing client relationships.Act as an ambassador for the firm’s brand, values, and purpose.Experiences And Skills You’ll Use To SolveCore Consulting & LeadershipSignificant experience in a leading management consulting setting, with solid financial services domain credibility.Proven ability to operate in ambiguous,



high‑stakes environments and influence senior executives and drive alignment across diverse groups.Demonstrated success building, leading, and developing high‑performing, inclusive consulting teams and future leaders.Self‑motivated; passionate about high‑quality delivery, collaboration, and continuous learning.Exceptional written, verbal, and interpersonal communication skills.Payments Strategy, Transformation & ExecutionLead client engagements across emerging payments initiatives from concept through scaled implementation (e.G., real‑time payments, open banking/open finance, digital wallets, embedded payments, digital identity/consent, tokenized money use cases).Experience advising on large‑scale transformation programs with material financial, regulatory, and operational impact, including benefits of realization and value tracking.Help clients develop business cases and decision frameworks for new payments capabilities, balancing speed‑to‑market with regulatory, risk, and operational considerations.Advise on payments of economics (pricing frameworks, interchange and scheme fees, FX spreads, liquidity considerations, partner economics) with a focus on sustainable margin improvement and value realization.Payments Domain Knowledge (Rails, Schemes, Regulation, Landscape)Deep understanding of domestic and cross‑border payments infrastructures, schemes, and networks (e.G., Interac, real‑time rail, SWIFT, ISO 20022) and how these translate into strategy and operating models.Practical knowledge across payments rails, platforms, and transaction lifecycles, including Money movement infrastructure for high‑value, low‑value, and instant payments; Payments Canada market infrastructure (ACSS, Lynx, RTR, USBE). Global clearing/market infrastructures and correspondent banking structures (e.G., Fed, CHIPS, CHAPS, TARGET2, Faster Payments, SWIFT; NOS/VOS accounts). Transaction lifecycles for

📌 Payments And Open Banking Consulting, Director (Toronto)
🏢 PwC Canada
📍 Toronto