Application Deadline:06/04/2026Address:33 Dundas Street WestJob Family Group:Audit, Risk & ComplianceTheManager, Credit Risk Reporting Insightstransforms data into decision‑ready insight across thecustomer credit lifecycle —from acquisition and underwriting through account management, fraud, and collections—across Consumer and Business Banking credit products as well as anaccountability for Credit Risk Campaign Design & MeasurementCredit Lifecycle Analytics & Decision SupportDevelop a connectedlifecycle viewthat links acquisition risk profiles, account‑management actions (e.G., limit management, pricing, treatments), fraud signals, payment performance, and collections outcomes.Partner withCredit Risk, Product, Marketing, Fraud, and Collectionsto translate insights intostrategy adjustments, treatment design, champion/challenger tests, or policy changes.Stand up monitoring fornew products, policy changes, and strategy deploymentsto enable early feedback loops and rapid course‑correction.3) Executive‑Ready Reporting & InfluenceBuildexecutive‑ready stories and dashboardsthat surface risks, opportunities, and trade‑offs; tailor messages for forums such as Product/Credit Councils, Finance reviews, and Risk updates.Distill complex analysis intoconcise narrativeswith a clear POV and next‑best actions; quantify expectedimpact and measurement plans.4) Advanced Analytics, Models & ToolsApplyadvanced analytics(behavioral scoring, predictive indicators, segmentation, survival/roll‑rate modeling, stress indicators) to improve early‑warning and decision quality.Enhancemonitoring tools(dashboards, automated alerts, predictive flags) and ensure robustmeasurement/back‑testingso recommendations are evidence‑based.Partner with model developers and users tooperationalize model insightswithin monitoring and treatment logic; ensure fit‑for‑use and champion/challenger evaluation.5) Governance, Risk Alignment & ControlsEnsure monitoring and insightsalign to enterprise risk appetiteand comply with internal policies and regulatory expectations.Must‑Have3+ yearsof progressive experience inCredit Risk, Portfolio Management, Lending, or advanced analyticsacross consumer and/or business credit portfolios.Demonstrated ability totranslate complex data into strategic insightsand influence stakeholders withconcise, decision‑ready narratives .Hands‑on expertise buildingmonitoring frameworks ,early‑warning indicators, behavioral segmentation,



and performance measurement/back‑testing.Strong business acumen connectingcustomer behavior, macro factors, operational signals,andportfolio outcomes ; comfortable with trade‑off framing.Proficiency with AdvancedSAS/SQL, Power BI (Power Apps, Power Query, DAX Coding)for dashboarding and automated reporting.Excellent communication skills—able to brief senior audiences succinctly and coach junior analysts onstorytelling with data .Excellent communication skills—able to brief senior audiences succinctly and coach junior analysts onstorytelling with data .Nice‑to‑HaveExperience withcredit decisioning strategies(e.G., limit management, pricing, treatment orchestration) and experimentation (A/B, champion/challenger).Familiarity withmodel governance/model riskconcepts and stress testing; experience integrating model outputs into monitoring and strategies.Knowledge ofcollections operations, fraud operations, and hardship programs; exposure tomacroeconomic scenario analysis .Degree in a quantitative field (e.G., Statistics, Economics, Finance, Data Science); graduate degreean asset.#FutureofRetailLendingJoin a pioneering team shaping the future of Canadian Retail Credit Strategies.We’re building next-generation, end-to-end credit solutions that span the entire lifecycle—from acquisition and account management to collections—anchored in a holisticLending Decision Strategyand aligned withCanadian Personal & Business Banking (P&BB;)priorities.Our approach combines cutting-edge decisioning software, advanced decision trees, and innovative credit models to deliver smarter, faster, and more customer-centric outcomes. This is your opportunity to influence credit cycles using modern modeling techniques and best-in-class decisioning applications, all within a high-performance, customer-focused environment.If you’re passionate about leveraging data, technology, and strategy to transform lending decisions and drive meaningful impact across Canadian P&BB;,



this is the team for you.Salary:$69,000.00 - $129,000.00Pay Type:SalariedThe above represents BMO Financial Group’s pay range and type.Salaries will vary based on factors such as location, skills, experience, education, and qualifications for the role, and may include a commission structure. Salaries for part-time roles will be pro-rated based on number of hours regularly worked. For commission roles, the salary listed above represents BMO Financial Group’s expected target for the first year in this position.BMO Financial Group’s total compensation package will vary based on the pay type of the position and may include performance-based incentives, discretionary bonuses, as well as other perks and rewards. BMO also offers health insurance, tuition reimbursement, accident and life insurance, and retirement savings plans. To view more details of our benefits, please visit:https://jobs.Bmo.Com/global/en/Total-RewardsAbout UsAt BMO we are driven by a shared Purpose: Boldly Grow the Good in business and life. It calls on us to create lasting, positive change for our customers, our communities and our people. By working together, innovating and pushing boundaries, we transform lives and businesses, and power economic growth around the world.As a member of the BMO team you are valued, respected and heard, and you have more ways to grow and make an impact. We strive to help you make an impact from day one – for yourself and our customers. We’ll support you with the tools and resources you need to reach recent milestones, as you help our customers reach theirs. From in-depth training and coaching, to manager support and network-building opportunities, we’ll help you gain valuable experience, and broaden your skillset.To find out more visit us athttps://jobs.Bmo.Com/ca/en.BMO is committed to an inclusive, equitable and accessible workplace. By learning from each other’s differences, we gain strength through our people and our perspectives. Accommodations are available on request for candidates taking part in all aspects of the selection process. To request accommodation, please contact your recruiter.Note to Recruiters: BMO does not accept unsolicited resumes from any source other than directly from a candidate. Any unsolicited resumes sent to BMO, directly or indirectly, will be considered BMO property. BMO will not pay a fee for any placement resulting from the receipt of an unsolicited resume. A recruiting agency must first have a valid, written and fully executed agency agreement contract for service to submit resumes.

📌 Manager, Lending Strategy, Reporting Insights - C$69,000 - C$129,000 A Year (Toronto)
🏢 BMO Financial Group
📍 Toronto