About the CompanyJoin one of Canada’s fastest-growing companies and be part of something extraordinary – welcome togoeasy ! Our people and culture are at the heart of everything we do, and we’re proud to be recognized for it. We’ve earned prestigious accolades such asWaterstone Canada’s Most Admired Corporate Cultures ,Canada’s Top Growing Companies, and theTSX30, highlighting us as one of the top performers on the TSX. We’re also honoured to be named aGreater Toronto Top Employerand recognized byGreat Place to Work®as having theBest Workplaces for Women&Most; Trusted Executive Teams, and included onTIME Magazine’s 2025 list of Canada’s Best Companies. These honours reflect our commitment to fostering an inclusive, high-performance culture where talent thrives and innovation drives us forward. As one of Canada’s leading alternative consumer lenders, we’re passionate about helping everyday Canadians create a brighter future.Job TitleRisk Manager, Risk & AnalyticsResponsibilitiesData Mining, Modeling, and AnalysisIdentify, evaluate, review and implement adjudication and collection strategy changes aligned with risk appetite.Identify, assess, and monitor credit risk trends, communicating adherence to risk tolerance and supporting decision‑making.Diagnose, document, and report drivers of portfolio changes and credit performance; communicate findings and recommendations.Recommend improvements to credit risk decisions and existing reports, processes, and procedures.Contribute to robust data infrastructure for model development and analytics; develop customer risk segmentation to optimise portfolio risk‑reward profile.Forecasting and ReportingBuild and maintain a standard set of risk and performance reports evaluating portfolio credit risk.Monitor delinquency and charge‑off trends at vintage and segment levels; apply observations to loss forecasting models and communicate insights.Conduct sensitivity and scenario analyses to understand impacts of policy and operational changes.Qualifications2–4 years of progressively responsible roles in retail and/or financial services credit risk management and analytics; degree in statistics, math, or related discipline (advanced degree desired).Sound knowledge of credit risk/portfolio management procedures and principles; practical application of data mining and statistical principles in model development.Strong analytical, data storytelling, and communication skills; ability to understand complex problems and translate data into solutions.Demonstrated experience in identifying, quantifying, and implementing changes to credit risk decisions and underwriting strategies.Technical knowledge of statistical analysis, modelling techniques, and their application in a retail credit risk environment.Deep understanding of data extraction/mining/modeling tools including SAS, SQL, and Databricks.Experience with generative or agentic AI is a plus.Compensation & BenefitsSalary range: $95,795.00 – $112,700.00 CAD (includes base salary and bonus).Flexible Work Programallowsthree days onsite per weekfrom our Mississauga office. Extra benefits include:RRSP matching and Employee Share Purchase Plan programs.Annual bonus reward.Employee discounts on furniture, electronics, and appliances.MAT & PAT leave top‑up.Financial literacy learning opportunities.Paid volunteer days.24/7 virtual doctor appointments.Flexible modular benefits package.On‑site private gym access.Tuition Assistance Program.Company matched charitable donations.Internal development training and mentorship programs.State‑of‑the‑art office space with games room, healthy snack program, fitness studio, free parking, and more.Diversity, Inclusion, and Equal Opportunity Employmentgoeasy is committed to an inclusive, equitable, and accessible workplace. We provide accommodations (accessible meeting rooms, captioning for virtual interviews, etc.) to remove barriers during the interview process. Please let us know if you require assistance.Additional InformationAll candidates considered for hire must pass a criminal background check, credit check, and validation of work experience.#J-18808-Ljbffr

📌 Risk Manager (Risk & Analytics) - C$95,795 - C$112,700 A Year (Winnipeg)
🏢 goeasy
📍 Winnipeg