The mandate of the Credit Management & Bank Operations department of Canadian Tire Bank is to provide world class analytics to maximize our credit card portfolio profitability by balancing risk with reward potential.What you’ll doParticipate in the complete life cycle of credit risk management, including data mining, model building, decision optimization, strategy development & implementationDevelop, manage and monitor credit risk strategies related to account management and collectionsMonitor strategy effectiveness and identify opportunities to improve strategy performancePerform quantitative analysis on the CTB portfolio and translate results into actionable recommendationsFoster relationships with internal business partners to develop a thorough understanding of the business & ensure that Credit Risk interests are addressed in collaborative projectsFormulate plans to address customer needs, in the form of authorization decisions, reinstatement strategies, card reissuance, collections tactics and other related maintenance analytics.Prioritize & manage multiple work assignments in a changing business environment to ensure that projects are implemented on time & with qualityEnsure audit & compliance requirements are maintained and continuously improvedWhat you bringUniversity degree in a quantitative discipline, Mathematics, Statistics,



preferredDemonstrated analytical, mathematical and problem‑solving skills.Proven ability to program in pertinent languages, including SAS, SQL, PythonProven ability to translate business needs into statistically sound solutions, and vice versaBig picture thinking: Ability to step back and understand impacts on a larger scale and explain complex analytical recommendations to both technical and non‑technical stakeholdersStrong written and oral communication skills when presenting results to business stakeholdersKnowledge of the credit card lifecycle & credit risk management is preferredKnowledge of TSYS, TRIAD & BLAZE is an assetBenefitsComprehensive perks and retirement programsPerformance incentives, Continuing Education ProgramsOther perks to support your well‑beingCareer growth opportunities and product discountsBroadband Salary Range:$53,000 – $88,000 CADOur typical hiring range is between $53,000 and $70,000 CAD. Salary decisions are also dependent on other factors such as your experience, industry benchmarks, internal equity and other role-specific requirements. For critical roles, the compensation offering will be reviewed to ensure alignment with market rate and conditions and the unique value you bring to the role.#J-18808-Ljbffr

📌 Credit Risk Strategist - C$53,000 - C$88,000 A Year (Winnipeg)
🏢 Canadian Tire Bank
📍 Winnipeg