The mandate of the Credit Management & Bank Operations department of Canadian Tire Bank is to provide world class analytics to maximize our credit card portfolio profitability by balancing risk with reward potential.What youu2019ll doThe Credit Risk Strategist position reports to the Manager, Late Stage Customer Management. The position is responsible for the development of credit risk strategies, customer segmentations & providing quality analytics required to build, execute & refine strategies.Participate in the complete life cycle of credit risk management, including data mining, model building, decision optimization, strategy development & implementationDevelop, manage and monitor credit risk strategies related to account management and collectionsMonitor strategy effectiveness and identify opportunities to improve strategy performancePerform quantitative analysis on the CTB portfolio and translate results into actionable recommendationsFoster relationships with internal business partners to develop a thorough understanding of the business & ensure that Credit Risk interests are addressed in collaborative projectsFormulate plans to address customer needs, in the form of authorization decisions, reinstatement strategies, card reissuance, collections tactics and other related maintenance analytics.Prioritize & manage multiple work assignments in a changing business environment to ensure that projects are implemented on time & with qualityEnsure audit & compliance requirements are maintained and continuously improvedWhat you bringUniversity degree in a quantitative discipline, Mathematics, Statistics, preferredDemonstrated analytical,



mathematical and problem-solving skills.Proven ability to program in pertinent languages, including SAS, SQL, PythonProven ability to translate business needs into statistically sound solutions, and vice versaBig picture thinking: Ability to step back and understand impacts on a larger scale and explain complex analytical recommendations to both technical and non-technical stakeholdersStrong written and oral communication skills when presenting results to business stakeholdersKnowledge of the credit card lifecycle & credit risk management is preferredKnowledge of TSYS, TRIAD & BLAZE is an assetWeu2019re always looking for great talent! In addition to competitive pay, we offer:Comprehensive benefits and retirement programsPerformance incentives, Continuing Education ProgramsOther perks to support your well-beingCareer growth opportunities and product discountsBroadband Salary Range: $53,000 u2013 $88,000 CADSalary decisions are also dependent on other factors such as your experience, industry benchmarks, internal equity and other role-specific requirements. For critical roles,



the compensation offering will be reviewed to ensure alignment with market rate and conditions and the unique value you bring to the role.#LI-AK1This posting represents an existing vacancy within our organization.We may use artificial intelligence tools as part of our recruitment process to assist in the initial screening of resumes. All hiring decisions, including candidate evaluation, selection, and disposition, are made by human recruiters.About UsAt Canadian Tire Services Limited/Canadian Tire Bank, it is our mandate to continue to create creative and rewarding financial solutions for our customers. Our growing suite of products and services showcase the dynamic contributions from our employees and our success is driven by a strong vision, loyal customers, and our ability to build teams that reflect the diverse customers and communities in which we live and work. Join us, where there''s a place for you here.Our Commitment to Diversity, Inclusion and BelongingWe are committed to fostering an environment where belonging thrives, and diversity, inclusion and equity are infused into everything we do. We believe in building an organizational culture where people are consistently treated with dignity while respecting individual religion, nationality, gender, race, age, perceived ability, spoken language, sexual orientation, and identification. We are united in our purpose of being here to help make life in Canada better. .AccommodationsWe stand firm in our Core Value that inclusion is a must. We welcome and encourage candidates from equity-seeking groups such as people who identify as racialized, Indigenous, 2SLGBTQIA+, women, people with disabilities, and beyond. Should you require any accommodation in applying for this role, or throughout the interview process, please make them known when contacted and we will work with you to help meet your needs.

📌 Credit Risk Strategist - C$53,000 - C$88,000 A Year (Oakville)
🏢 Canadian Tire Bank
📍 Oakville