The Manager, Fraud Prevention & Performance supports the development and execution of fraud‑related strategies for Canadian Personal & Business Banking (CAN P&BB;). This role contributes to building forward‑looking fraud prevention, detection, and risk decisioning capabilities by partnering closely with Enterprise Fraud, Credit Strategy, Credit Bureau partners, Technology, and internal business stakeholders.Key ResponsibilitiesBusiness Line Strategy Support & ExecutionSupport the development and execution of the CAN P&BB; fraud prevention and performance strategy, ensuring alignment to business objectives and risk appetite.Translate enterprise fraud capabilities into practical business applications, ensuring P&BB; requirements and impacts are well understood.Collaborate with Enterprise Fraud to support alignment on priorities, emerging risks, and strategy refinements.Partnership With Enterprise Fraud, Credit Strategy & Bureau PartnersWork closely with Enterprise Fraud Management (EFM) to support strategy development, control calibration, and emerging risk management.Partner with Lending Management teams to embed fraud controls and risk differentiation across acquisition, account management, and collections.Support relationships with credit bureau partners to enhance use of bureau‑based fraud tools, identity verification technologies, and fraud specific signals.Act as a liaison ensuring coordination between EFM, P&BB; Strategy, and bureau partners.Model Use & Analytical Signal OptimizationAct as a key model user of fraud related scores, bureau attributes, internal fraud models,



and early warning indicators.Provide input into model usage, thresholds, and calibration to optimize decision flows across the lifecycle.Identify opportunities to apply new analytical tools, bureau scores, challenger models, or alternative data to improve detection accuracy and reduce false positives.Support monitoring of model performance and collaborate with Enterprise Fraud and modeling teams on enhancements or redevelopment.Fraud Detection, Taxonomy & Emerging Risk InsightsMonitor emerging fraud trends using internal data, bureau insights, and intelligence from Enterprise Fraud.Maintain and refine business‑aligned fraud taxonomy, tagging criteria, and reporting structures to improve insight generation.Conduct analytical assessments to identify vulnerabilities, gaps, and process risks across the P&BB; footprint.Lifecycle Integration & Operational EffectivenessCollaborate with Acquisition, Account Management, Collections, and Operations teams to integrate fraud controls without compromising customer experience.Partner with Technology and vendor teams to support implementation of modern fraud mitigation tools and decisioning capabilities.Identify operational, workflow, and data improvements to enhance fraud‑related processes.Governance,



Oversight & Regulatory ComplianceEnsure fraud strategy changes follow appropriate review, challenge, and approval processes in partnership with 2LOD.Support fraud risk assessments for new products, channels, and processes.Represent P&BB; in relevant forums by providing insights on emerging risks, business impacts, and potential mitigation actions.Leadership, Culture & Talent DevelopmentLead a team of fraud strategy analysts and professionals, fostering strong analytical and business capabilities.Promote a culture of proactive risk management, innovation, teamwork, and inclusion.Coach team members to build expertise in fraud analytics, model use, reporting, and business strategy.QualificationsPost‑secondary education or equivalent professional experience.5+ years in financial services, preferably in fraud strategy, credit risk, analytics, or related functions.Robust fraud prevention knowledge with experience working with enterprise fraud teams, risk partners, or credit bureaus.Strong analytical and quantitative skills; familiarity with fraud models, identity verification tools, bureau data, and early warning indicators.Understanding of Canadian fraud‑related regulatory requirements.Excellent communication, collaboration, and relationship building skills across business, risk, and enterprise teams.Ability to operate effectively in a complex, multipartner environment and contribute to aligning stakeholders toward shared goals.CompensationSalaire : $69,000.00 - $129,000.00#J-18808-Ljbffr

📌 Manager, Fraud Prevention & Performance - C$69,000 - C$129,000 A Year (Winnipeg)
🏢 BMO Financial Group
📍 Winnipeg