Our Commitment to Students At Canadian Tire, we are committed to providing students with a supportive and collaborative environment that fosters knowledge sharing and offers key experiences to help them develop their capabilities through projects and objectives. We believe in setting specific and measurable goals that align with our business objectives to support learning and help students achieve their full potential. Our culture emphasizes learning from others, continuous improvement, agility, growth, and innovation, and we are invested in building a talented, diverse workforce for the future of Canada and Canadian Tire. Additionally, we are dedicated to building robust relationships with our student employees by engaging with them throughout their education and career pursuits and creating opportunities for ongoing communication and relationship building.
What you’ll do: Reports to the Manager of Modeling & Segmentation Analytics within our Credit Risk Division.
Build familiarity with our credit card customers to strengthen the customer relationship with Canadian Tire Corporation.
Responsible for the design and execution of credit risk strategic decisions.
Develop and execute machine‑learning models that predict customer behaviour and provide actionable customer intelligence to maximize our credit card portfolio profitability.
Help develop predictive models that will form the basis of information‑driven strategies within Credit Risk, including credit limit assignment, marketing promotions, collections and new account adjudication.
Design and implement robust model deployment techniques, as well as performance metric tracking.
Participate in development of new predictive models to support the business, including preliminary analyses of available data and advising on feasibility/impact.




Validate and evaluate predictive models through development of objective specific metrics.
Develop and maintain expertise with lending, credit scoring, behaviour scoring, portfolio management, direct marketing, data mining, and industry trends.
Perform ad‑hoc analytical requests as needed.
What you’ve done: Currently enrolled in a post‑secondary program in Mathematics, Statistics, Computer Science, or a related discipline.
Demonstrated superior analytical, mathematical, and problem‑solving skills.
Knowledge of statistics and statistical models.
Self‑driven development of technical skills through projects or hackathons.
Programming experience in Python/SAS/R.
Working knowledge of Python’s data‑manipulation libraries (ex. pandas, numpy).
Proven experience using MS Office Suite (Excel/Word/PowerPoint).
Excellent attention to detail.
Exceptional communication skills with the confidence and passion to share knowledge.
Creative thinker who is observant to seek new opportunities and perceptive to abstract ideas.
Goal driven individual to seek out continuous improvement opportunities.
Benefits and Compensation Career growth opportunities
Product discounts
Broadband
Salary Range: $23.00– $37.00.
Our typical hiring range is between $23.00 and $30.00 CAD Hourly.
Salary decisions are also dependent on other factors such as your experience, job‑related knowledge, skills and competencies, market location, industry benchmarks,



internal equity and other role‑specific requirements.
Our Commitment to Diversity, Inclusion and Belonging We are committed to fostering an environment where belonging thrives, and diversity, inclusion and equity are infused into everything we do. We believe in building an organizational culture where people are consistently treated with dignity while respecting individual religion, nationality, gender, race, age, perceived ability, spoken language, sexual orientation, and identification. We are united in our purpose of being here to help make life in Canada better.
Accommodations We stand firm in our Core Value that inclusion is a must. We welcome and encourage candidates from equity‑seeking groups such as people who identify as racialized, Indigenous, 2SLGBTQIA+, women, people with disabilities, and beyond. Should you require any accommodation in applying for this role, or throughout the interview process, please make them known when contacted and we will work with you to help meet your needs.
About Us At Canadian Tire Services Limited/Canadian Tire Bank, it is our mandate to continue to create innovative and rewarding financial solutions for our customers. Our growing suite of products and services showcase the dynamic contributions from our employees and our success is driven by a strong vision, loyal customers, and our ability to build teams that reflect the diverse customers and communities in which we live and work.
We are one of Canada’s most admired and trusted companies. With world‑class owned brands and exciting market‑leading merchandising strategies, we are continually innovating with purpose: to excite and serve Canadian customers from coast‑to‑coast.
Join us, where there's a place for you here.

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📌 Credit Risk Data Scientist Student - (4 Months) - Winter 2027 (Ontario)
🏢 SportChek
📍 Ontario