Analyze insurance applications and evidence of insurability Apply holistic underwriting expertise across medical, financial, and lifestyle factors Make sound and competitive underwriting decisions Negotiate decisions with reinsurers according to reinsurance treaties and internal rules Communicate and explain decisions to advisors and Clients’ physicians as required Build relationships with business leaders, distribution teams, and advisors Deliver exceptional service and expertise Identify continuous improvement opportunities and recommend solutions Contribute to teamwork, innovation, and career development Attend and participate in High Net Worth case reviews Share knowledge and support team development Mentor other underwriters Report to the Chief Underwriter and Claims Risk Officer Travel and represent the organization at industry and sales events Requirements Decision-making authority exceeding $10,000,000 for Life and $1,000,000 for Critical Illness Exceptional analytical, judgment, problem-solving, and decision-making skills Client and results focus with proactive service orientation Strong knowledge of medical and financial risk factors Ability to work in a fast-paced environment, meet tight deadlines,



and balance competing priorities Strong interpersonal skills for collaboration with internal and external partners 10–15 years of experience as an Individual Life Underwriter Bachelor's degree or equivalent ALU certificate Commitment to ongoing education with a goal of attaining FALU and FLMI designations Bilingual oral and written French and English required only in Quebec Ability to work with management, product, reinsurance partners, advisors, distribution teams, and physicians Some travel and representation at industry and sales events Core Competencies Demonstrates extensive expertise in underwriting decisions, particularly in analyzing medical and financial risk factors, while effectively communicating with clients and advisors. Proven ability to mentor and develop teams, alongside a commitment to continuous improvement and professional development. Highest-signal resume keywords Individual Life Underwriting Experience ALU Certificate Bilingual in French and English Analytical and Problem-Solving Skills Decision-Making Authority ATS Optimization Keywords Hard Skills Underwriting Expertise Risk Analysis Decision-Making Negotiation Skills Continuous Improvement Identification Client Service Orientation Financial Risk Assessment Medical Risk Assessment Team Development Case Review Participation Soft Skills Interpersonal Skills Collaboration Proactive Service Orientation Judgment Communication Skills Certifications & Qualifications ALU Certificate FALU Designation FLMI Designation Industry Keywords Insurance Applications Reinsurance Treaties High Net Worth Cases Distribution Teams Advisors Physicians Sales Events Client Relationships Professional Development Teamwork #J-18808-Ljbffr

📌 Director, Advanced Underwriting (Laval)
🏢 AXA XL
📍 Laval