Our client, a large financial institution, is seeking an Intermediate Underwriter to join their team for a contract opportunity. This is a hybrid role supporting day-to-day underwriting operations (BAU) within secured lending. The successful candidate will support an increased volume of applications and work closely with underwriting managers and business partners. Onsite presence is required once per week for the first five weeks, with the remainder of the role following a hybrid model.ResponsibilitiesReview, assess, and adjudicate residential mortgage and real estate secured and unsecured lending applications within established guidelines and authorized lending limitsNegotiate, approve, recommend, or decline credit applications using sound judgment and risk-based decisioningGather, review, and critically assess credit documentation including income verification, down payments, purchase agreements, and third-party due diligence reportsApply risk mitigation strategies and make exception decisions where appropriate, providing clear rationaleEscalate applications above authority limits to senior underwriters or managers with well-supported recommendationsCommunicate effectively with internal business partners and external parties such as insurers, appraisers,



and solicitorsManage high volumes of applications while meeting tight turnaround times with a high level of accuracy and qualitySupport the servicing of applications through to transition to the funding teamMust-Have Requirements3-4 years of retail mortgage underwriting experience, primarily residential mortgagesBilingual (French & English)Experience with Real Estate Secured Lending (RESL) underwritingProven credit decisioning experience with approval authority (up to $1.5M preferred)Robust experience reviewing and evaluating credit documentation (income, down payment, offers, etc.)Hands‐on experience making and justifying underwriting exceptionsSolid understanding of credit risk assessment and risk mitigation principlesNice-to-HaveCompletion of underwriting or mortgage broker coursesStrong working knowledge of Outlook and ExcelUniversity degreeFamiliarity with Canadian lending rules, regulations, and insurer guidelinesIf you are interested & qualified for this opportunity, please send your updated resume in MS Word format to [email protected]. For other opportunities please visit www.Ifg-global.Com today! #J-18808-Ljbffr

📌 Bilingual Underwriter (Ottawa)
🏢 IFG International Financial Group
📍 Ottawa