Apply for the Credit Officer Risk role at Compeer Financial. Hybrid mode – up to 50% work from home Flexible schedules including ample flexibility in the summer months Benefits: medical, dental, vision, HSA/FSA, life & AD&D; insurance, short-term and long-term disability, wellness program & EAP Vacation, sick leave, holidays/floating holidays, parental leave, and volunteer paid time off Inclusion Council, emerging professional groups, etc.) This position is responsible for the management and servicing of high risk asset portfolio’s across an assigned region or territory. Evaluates, underwrites and makes credit decisions for commercial, traditional, investor, and consumer loan requests originated by Compeer team members and decides if the characteristics of the credit package present an acceptable level of credit risk for the organization.

Credit

Analysis and Decision Making Identifies, communicates, and assists in the collection of financial information required to process lending and servicing requests. Approves, declines, or escalates credit decision to higher authority levels as required. Determines appropriate level of analysis and due diligence required based on credit risk.

Determines appropriate account classification and probability of default rating. Effectively communicates the credit decision, terms, conditions, and findings through a formal narrative write-up. Answers questions and provides direction on any credit related issues that arise during the processing, closing, and servicing of lending transactions.

Serves as a resource to credit team members regarding policies, procedures, and credit related matters.

Credit Counseling

Partners with team members to provide credit counsel and financial solution options for clients. Determines how to structure credits to meet internal lending requirements, client expectations, and the organization’s growth objectives.



Meets with clients to provide quantitative assessments of financial performance in relation to internal lending standards.

Monitors assigned credit leasing portfolio and assists Farm Credit Leasing Special Assets and Compeer Risk Asset units as required in servicing delinquent and stressed accounts. Establishes servicing plans and other monitoring requirements for financially stressed accounts.

Collection Services

Conducts and participates in complex negotiations for collecting or correcting non-performing accounts. Approves sending account to attorney to file litigation. Discusses collection strategies with peers, legal counsel, and various research companies to develop the best collection strategy.

Manages the collections of loans for contract entity by collecting loan payoffs and negotiating settlements. Manages legal activities related to strategy, litigation, proceedings and hearings. Attends off site training events to keep current as necessary.

Bachelor’s degree in agriculture, finance, accounting, or related field; 1-4 years of experience in agriculture and business/finance. ~ Skill in utilizing Word/Excel/PowerPoint/Outlook to increase efficiency and/or effectiveness. ~ Solid knowledge of loan analysis and sound credit administration principles. ~ Skill in negotiating acceptable and favorable terms and conditions related to loan collections. ~ Solid knowledge of Borrower Rights related to loan servicing. ~ Extensive Credit Underwriting experience. ~ Basic accounting knowledge. ~ Ability to establish and maintain a network of internal and external agricultural influencers and professionals.

Compeer

Financial is an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, protected veteran status, or any other characteristic protected by law. Compeer is unable to sponsor or take over sponsorship of an employment visa at this time. Entry level Contract Finance and Sales #

📌 Remote Agricultural / Commercial Lender (Compeer)
🏢 Compeer Financial
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