About Bello

Bello Water is a fast-growing Canadian consumer-products company. We've built a connected water system that combines hardware, consumable products and technology — and we're entering the most important stage of our growth so far. Our direct-to-consumer business is expanding, we've secured significant retail commitments with major retailers in both Canada and the United States, and we're scaling manufacturing and inventory to support it.

We're building Bello deliberately with a small team of exceptional people who take real ownership. We believe a lean team of strong operators with broad responsibility outperforms a large organization of narrow roles — and this hire is one of the most important we'll make this year.

About the Role The simplest way to describe this role: own the relationship between cash, inventory and profitability.

We're a high-growth startup. We're raising capital, investing aggressively into growth, and not yet cash-flow positive. We manufacture physical products through international partners with long lead times, sell through both D2C and retail, and use debt and PO financing to fund inventory. That makes cash management and visibility one of the most important priorities in the company — and it's the core of this role.

This is a finance-first position with deep involvement in supply chain, retail economics and financing. It is not a traditional controller or back-office reporting role. You'll work directly with the founders and executive team, own the finance function end to end, and build the financial and operational infrastructure Bello needs to scale.

What You'll Own

1. Cash flow, working capital and financial management — the #1 priority. You'll own the company's cash position and cash-flow forecast on a weekly, monthly and long-term basis: maintaining a clear view of runway, tracking major obligations, monitoring budget vs actuals, and flagging risks well before they become urgent. For every retail contract, you'll model the full cash cycle — when inventory is purchased, when suppliers are paid, when product ships, when the retailer pays us, how long cash is tied up, how much financing is needed and what the account is really worth after financing costs.

You'll also oversee the broader finance infrastructure — accounting, AP/AR, budgeting, reporting and controls — but the highest-value part of the job is using finance to actively run and improve the business, not just report on it.

2. Inventory and supply-chain financial planning. You won't manage freight or warehouses day to day,



but you'll determine the financially optimal way to run our supply chain: what to order, when, and how much — balancing stockouts against excess inventory, volume discounts against cash tied up, and lower COGS against financing cost. You'll work with long-lead-time components, supplier deposits, MOQs, production schedules, reorder points and safety stock.

The thinking we're looking for sounds like: "If we secure twelve months of our longest-lead-time components upfront, we can shorten future production cycles, delay drawing debt until later in the cycle, and cut months of interest expense."

3. Cost optimization, financing and external partners. You'll turn analysis into action: breaking COGS down by component, modelling purchase volumes, comparing suppliers, and negotiating pricing and payment terms — including directly with our China-based manufacturing partners. You'll work with banks, lenders and PO-financing partners to structure our facilities, comparing offers on total cost rather than headline rate, and deciding when financing should be drawn.

Before any negotiation, you'll know what terms the business actually needs.

Build the systems behind all of it. Cash-flow and inventory dashboards, retailer-level profitability, cash-conversion models, forecast-vs-actual reporting, scenario planning. Much of this you'll build from scratch, and we'll strongly value someone who uses modern tools, automation and AI to reduce manual work and improve decision-making.

Who We're Looking For An experienced finance professional with real operational and supply-chain depth — more finance skilled with deep supply-chain experience than supply-chain professional with some finance. Someone who has managed cash in businesses where it was genuinely constrained, not companies that always had excess liquidity.

You might currently be a Supply Chain Finance Manager or Operations Finance Manager, a Finance Business Partner supporting supply chain, a Commercial Finance or FP&A; Manager in an inventory-heavy business, a Controller who has outgrown the boundaries of that title, or a Director of Finance at a smaller consumer-products company looking for a broader mandate.

Just as important as experience is how you work.



You want significant ownership and are accountable for outcomes. You're hands-on and execute as well as strategize — there won't be a large team beneath you on day one. You move quickly, build before everything is perfect, and operate well with ambiguity and incomplete information. You raise problems early, bring solutions with them, and are comfortable challenging founders and executives when the numbers say you should.

Experience We're Looking For

- Strong finance background with excellent financial-modelling skills
- Significant hands-on experience managing cash flow and working capital
- Experience in an inventory-heavy business with physical products
- Retail experience — payment terms, margins, deductions and sell-through economics
- Experience modelling inventory and supply-chain decisions (lead times, MOQs, reorder points, purchase commitments)
- A track record of building systems and processes from scratch
- Clear communication with senior leadership — recommendations, not just numbers

Nice to Have

- Experience with debt and working-capital financing: inventory or PO financing, credit facilities, asset-based lending, or working directly with banks and alternative lenders
- Experience with long cash-conversion cycles and long-lead-time products — electronics, hardware, appliances, or durable consumer goods
- International manufacturing experience, especially negotiating with China-based suppliers
- COGS optimization, procurement or sourcing experience
- Startup or high-growth company experience
- CPA designation (valuable given the role's reporting oversight, but not required)

Why Join Bello

Bello is at an inflection point: retail commitments are signed, U.S. expansion is underway, and the company's financial complexity is about to increase substantially. The person who owns this function will shape how Bello scales.

You'll have meaningful ownership of one of the most critical areas of the company, direct exposure to the founders and executive team, and real influence over major decisions — which suppliers we use, which retail terms we accept, how we finance growth. As the company scales, there's significant room for this role to grow into a larger leadership position. Compensation may include the opportunity to participate in our employee stock option plan.

Location & Working Model

This role is hybrid, combining work from home with time in our Montreal office. We have a strong preference for candidates based in or near Montreal, but we're open to exceptional candidates elsewhere when the fit is particularly strong.

📌 Senior Finance Manager - Global Supply Chain & Retail Operations (Canada)
🏢 Bello Water
📍 Canada