Gobal Financial Crimes Investigator

Toronto, Canada

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**To proceed with your application, you must be at least 18 years of age.**

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**Bank of America employees are required to meet all** **posting eligibility requirements** **prior to applying for any new position.**

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**Job Description:**

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection.

We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day.

Being a Great Place to Work and providing a culture of caring is core to how we drive Responsible Growth.

We are intentional about fostering an inclusive workplace where every teammate has the chance to succeed, build a career and contribute to our shared success.

This includes attracting and developing exceptional talent, recognizing and rewarding performance, and supporting our teammates’ physical, emotional, and financial wellness through affordable, competitive and flexible benefits.

We value the unique perspectives individuals bring from all backgrounds and career paths - whether shaped by military service, community college education, or a wide range of work and life experiences.

These journeys foster resilience, leadership and innovation, strengthening our workforce and positively impact the communities we serve.

Bank of America is committed to an in-office culture that supports collaboration, engagement, and career development.

Our approach includes clear in-office expectations, while providing an appropriate level of flexibility based on role-specific responsibilities and business needs.

At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact.

Join us!

**Job Description**

This job is responsible for performing end-to-end investigations or investigations support functions of external financial crimes activities across one or more lines of business.

Key responsibilities include conducting routine to complex investigations, including fraud committed by external parties, money laundering, or terrorist financing and acting as the liaison to Law Enforcement as required.

This role will entail completing investigations while ensuring cases meet or exceed closure and quality metrics, reporting facts of the investigation to assist in identifying potential operational or compliance risks, and making recommendations to file Suspicious Activity Reports (SARs) in a timely and accurate manner for submission to regulators and/or law enforcement.

The Investigator may be asked to partner with GFC Risk Management, front line units or other stakeholders to resolve investigations.

The Investigator will maintain a working knowledge of relevant anti financial crimes laws, rules, and regulations, as well as an awareness of industry best practices.

**Responsibilities**

+ Completes investigations while overseeing cases meet or exceed closure and quality metrics
+ Completes investigations in a timely and accurate manner for submission of SAR to regulators and/or law enforcement
+ Reports facts of the investigation to senior stakeholders, assisting in identifying potential operational or compliance risks and partners with Global Financial Crimes (GFC) Management and/or Front Line Units (FLU) to resolve investigations
+ Performs quality control functions, training, communications, guidance, monitoring scenario development/enhancement input and testing, or law enforcement liaison responsibilities in an investigative support role
+ Managing a significant case inventory while prioritizing cases based upon risk and/or management direction while adhering to department Service Level Agreements (SLAs)
+ Perform research and analysis of transaction information, customer data, public records,



social media platforms or other external research tools to aide in the investigation to determine whether the activity appears to be normal for the client type
+ Responsible for preparing concise reporting that captures the investigative details that support their decision
+ Making recommendations to file Suspicious Activity Reports in a timely and accurate manner for submission to regulators and law enforcement across mulitple jurisdictions
+ Communicating with GFC Management, front line units or other internal stakeholders, and law enforcement to obtain additional information and documentation as needed to resolve investigations
+ Recommending appropriate follow-up and possible account closure for customers that exceed the Bank's risk tolerance; and identifies and escalates potential operational or compliance risks
+ Performing quality control functions, training, communications, guidance, monitoring scenario development/enhancement input and testing, or law enforcement liaison responsibilities in an investigative support role
+ Flexible to perform other functions as requested by management

**Qualifications**

+ Experience with AML, Risk, or Compliance experience and/or knowledge of financial crimes typologies
+ Bachelor's degree or equivalent work experience
+ Proficiency in Microsoft Excel / data analysis
+ Substantial working knowledge of Global Markets products, services, transactions, and client activities, including securities, fixed income, equities, foreign exchange, derivatives, financing, capital markets and investment banking activities, as applicable
+ Demonstrated understanding of money laundering, fraud, terrorist financing and sanctions evasion typologies, red flags, and investigative techniques relevant to Global Markets products, transactions and client activity.
+ Substantial working knowledge of Global Payments and correspondent banking products, services, transactions, and corporate and institutional client activities.
+ Demonstrated understanding of money laundering, fraud, terrorist financing and sanctions evasion typologies, red flags, and investigative techniques relevant to Global Payments and correspondent banking.
+ Working knowledge of Canadian sanctions requirements, sanctions evasion typologies, indicators, and investigative practices, including the identification and investigation of potential sanctions circumvention, beneficial ownership concealment, intermediary structures, and other sanctions-related risks

**Desired Qualifications**

+ Additional technical/functional experience (e.g., Industry type): Financial Services and/or related government entity
+ Certifications: ACAMS – Association of Certified Anti-Money Laundering Specialists
+ Experience supporting Global Markets, Capital Markets, Sales & Trading, Corporate and Investment Banking, including Global Payments, or related businesses.
+ Experience conducting investigations involving fraud, sanctions exposure, sanctions evasion risk, cross-border activity, trade-based money laundering, complex legal entity structures, correspondent banking, securities, and capital markets transactions.
+ Knowledge of Canadian AML/AT, fraud and sanctions regulatory requirements, including FINTRAC reporting obligations and sanctions-related investigative expectations.

**Skills**

+ Coaching
+ Fraud Management
+ Quality Assurance
+ Regulatory Compliance
+ Investigation Management
+ Policies, Procedures, and Guidelines Management
+ Risk Management
+ Issue Management
+ Reporting
+ Written Communications

**What Bank of America Offers**

Bank of America embodies a culture that extends from how we think, to how we behave, and to how we measure performance.

By achieving excellence - in everything we do, every time we do it - we deliver the full value of Bank of America for our clients, our shareholders and our employees.

Bank of America places a high value on talent and on maintaining a culture defined by meritocracy.

For these reasons, it is deeply committed to professional development, opportunity and accountability at all levels of the organization.

**Bank of America is an Equal Opportunity Employer**

_Bank of America encourages applications from all qualified individuals.





Applicants with disabilities may notify us of any accommodations needed to support your participation in the recruitment process.

We wish to thank all applicants for their interest and effort in applying.

Please be aware that only candidates selected for interviews will be contacted for this position._

**Shift:**

**Hours Per Week:**

37.5

Bank of America and its affiliates consider for employment and hire qualified candidates without regard to race, religious creed, religion, color, sex, sexual orientation, genetic information, gender, gender identity, gender expression, age, national origin, ancestry, citizenship, protected veteran or disability status or any factor prohibited by law, and as such affirms in policy and practice to support and promote the concept of equal employment opportunity, in accordance with all applicable federal, state, provincial and municipal laws.

The company also prohibits discrimination on other bases such as medical condition, marital status or any other factor that is irrelevant to the performance of our teammates.

View your Know your Rights (https://www.eeoc.gov/sites/default/files/2023-06/22-088_EEOC_KnowYourRights6.12.pdf) poster.
View the LA County Fair Chance Ordinance (https://dcba.lacounty.gov/wp-content/uploads/2024/08/FCOE-Official-Notice-Eng-Final-8.30.2024.pdf) .

Bank of America aims to create a workplace free from the dangers and resulting consequences of illegal and illicit drug use and alcohol abuse.

Our Drug-Free Workplace and Alcohol Policy (“Policy”) establishes requirements to prevent the presence or use of illegal or illicit drugs or unauthorized alcohol on Bank of America premises and to provide a safe work environment.

Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations.

Should you be offered a role with Bank of America, your hiring manager will provide you with information on the in-office expectations associated with your role.

These expectations are subject to change at any time and at the sole discretion of the Company.

To the extent you have a disability or sincerely held religious belief for which you believe you need a reasonable accommodation from this requirement, you must seek an accommodation through the Bank’s required accommodation request process before your first day of work.

This communication provides information about certain Bank of America benefits.

Receipt of this document does not automatically entitle you to benefits offered by Bank of America.

Every effort has been made to ensure the accuracy of this communication.

However, if there are discrepancies between this communication and the official plan documents, the plan documents will always govern.

Bank of America retains the discretion to interpret the terms or language used in any of its communications according to the provisions contained in the plan documents.

Bank of America also reserves the right to amend or terminate any benefit plan in its sole discretion at any time for any reason.

Investment products offered through MLPF&S; and insurance and annuity products offered through MLLA:

**Are Not FDIC Insured** **Are Not Bank Guaranteed** **May Lose Value**

**Are Not Deposits** **Are Not Insured by Any Federal Government Agency** **Are not a condition to Any Banking Service or Activity**

Merrill Lynch, Pierce, Fenner & Smith Incorporated (also referred to as “MLPF&S;” or “Merrill”) makes available certain investment products sponsored, managed, distributed or provided by companies that are affiliates of Bank of America Corporation (“BofA Corp.”).

MLPF&S; is a registered broker-dealer, registered investment adviser, **Member SIPC** and a wholly owned subsidiary of BofA Corp.

Insurance and annuity products are offered through Merrill Lynch Life Agency Inc., a licensed insurance agency and wholly owned subsidiary of Bank of America Corporation.

Trust, fiduciary and investment management services are provided by Bank of America, N.A., Member FDIC and wholly owned subsidiary of Bank of America Corporation (“BofA Corp.”).

Bank of America Private Bank is a division of Bank of America, N.A.

Banking products are provided by Bank of America, N.A. and affiliated banks, Members FDIC and wholly owned subsidiaries of Bank of America Corporation.

© 2026 Bank of America Corporation.

All rights reserved.

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📌 Gobal Financial Crimes Investigator (Toronto)
🏢 Bank of America
📍 Toronto