Reap is a global financial technology company headquartered in Hong Kong with employees across multiple countries. We enable financial connectivity and access for businesses worldwide by combining traditional finance with stablecoins for efficient money movement.

Reap is a global financial technology company headquartered in Hong Kong with employees across multiple countries. We enable financial connectivity and access for businesses worldwide by combining traditional finance with stablecoins for efficient money movement. Through our stablecoin-powered corporate cards, payments, and expense management tools, we streamline financial operations and help businesses scale.

Our APIs enable businesses to integrate stablecoin-enabled finance into their own products and services—from issuing Visa cards to facilitating cross-border payments. Backed by leading investors including Acorn Pacific, Index Ventures and HashKey Capital, Reap is building the future of borderless, stablecoin-enabled finance. Our platform empowers businesses with borderless card issuing, seamless payments, and rich expense management tooling.

Reap Card —a modern, stablecoin-enabled Visa commercial card solution that unlocks flexible spend controls, global acceptance, and real-time reconciliation for businesses of all sizes. Card Issuing API and white-labelled card program infrastructure —enabling businesses to launch their own branded corporate card experiences with full control over issuance, authorization, funding, and user management. Whether through our dashboard or API, Reap helps companies embed financial services into their workflows with scale, compliance, and flexibility.

NA, EMEA, and LATAM — bringing card issuing capability to new regulatory environments, BIN sponsors, and client segments. As an Engineering Manager for Card Market Expansion ,



you will lead the engineering effort to launch and sustain Reap's card programs across new markets in NA, EMEA, and LATAM . You'll own the end-to-end engineering delivery for market entry: from local regulatory integration and processor configuration, to coordinating cross-team dependencies (Treasury, Onboarding, Compliance, Infrastructure, and Data Warehouse), to ensuring stable, supported operations after go-live. that sits at the intersection of product delivery, compliance requirements, and cross-functional engineering.

You'll guide engineering strategy, participate in technical design, and be instrumental in shaping how Reap scales its card issuing infrastructure across multiple regulatory environments.

Market

Localisation & Regulatory Integration

Own the engineering workstream for card program compliance across NA, EMEA, and LATAM markets — including local Visa/Mastercard network rules, BIN sponsor obligations, open banking requirements, and regional regulatory frameworks

Integrate with local vendors, issuer processors, and BIN sponsor systems to meet market-specific technical requirements

Partner with Product, Compliance and Legal to translate regulatory requirements into clearly scoped engineering deliverables

Card Platform, Treasury/Ledger, Onboarding/KYC-KYB, Regulatory Reporting, Chargeback/Disputes, Infrastructure, Data Warehouse, and Security Governance

Own the cross-team engineering plan for each market launch — surfacing blockers early, managing timelines,



and keeping stakeholders aligned

Own engineering stability post-launch: monitoring, alerting, and incident management across active regions

Drive continuous improvement based on production signals — auth failures, chargebacks, reconciliation issues, and SLA breaches

Balance market delivery velocity with long-term platform health and engineering quality 8+ years of software engineering experience with 2+ years in a technical leadership or management role

Proven experience in building and operating systems in one or more of the following: payments, risk/fraud systems, card infrastructure, financial reconciliation, or API platforms

Demonstrated ability to lead cross-functional engineering initiatives and drive architectural decisions

Hold a high bar for code quality, reliability, and peer review, and value working closely with others who do the same

Communicate clearly, challenge ideas respectfully, and help raise the quality of the whole team

Our main stack is TypeScript, Node.js, NestJS, and AWS, but we value strong engineering fundamentals over any specific toolset Experience with card networks (Visa, Mastercard) and card lifecycle management

Exposure to 3DS, tokenization, digital wallets, and PCI compliance

Experience launching card programs in new geographies — including regulatory onboarding, issuer processor integration, and BIN sponsor coordination

PSD2, GDPR, open banking frameworks, US money transmission, FinCEN requirements, regional Visa/Mastercard rules)

Track record of driving cross-functional delivery across teams with shared dependencies (ledger, KYC, compliance, infrastructure)

Versatile remote work environment with a global, collaborative team

Insurance coverage after probation A culture of innovation, inclusion, and continuous learning

📌 Engineering Manager, Card Solutions (NA/EMEA Expansion) (Ottawa)
🏢 Reap
📍 Ottawa