Senior Claims Specialist, Liability Are you looking for a caring, collaborative, values‑driven workplace with inspiring teammates and leaders? Do you have the ambition and desire to be the best and thrive at the most impactful global insurance provider in the world? Look no further than Zurich Canada. If you have experience handling commercial liability claims and are looking for a new challenge, we would love to hear from you. Zurich Canada is currently looking for a Senior Claims Specialist, Liability to handle single and multi‑party commercial lines claims of low to moderate exposure and complexity within specific limits of authority. Reporting to the Senior Claims Manager, you will manage claims by following established protocols to ensure they are handled efficiently, effectively, and with a customer‑centric approach. This is a unique opportunity to build your knowledge and experience for the future in a supportive environment where your voice matters. This posting is for an existing vacancy. Zurich Canada uses artificial intelligence‑enabled tools to support certain aspects of the recruitment process, including the initial review and screening of applications. Artificial intelligence is not the sole basis for candidate shortlisting or selection. All hiring decisions are reviewed and made by qualified hiring professionals. Zurich follows a hybrid work model requiring three days per week of in‑person presence, which may include time in the office or market‑facing engagements. What you will do Document claims files by accurately capturing and updating claims data and information in compliance with best practices for low to moderate exposure and complexity personal or commercial line claims. Exercise judgement to determine liability by gathering and analyzing relevant facts, utilizing applicable law, and establishing basic principles of negligence. Determine policy verification and coverage by analyzing applicable coverage and ensuring the loss falls within coverage parameters. Develop case strategy and evaluations for timely resolution of claims, escalating issues as appropriate. Establish timely reserves and conduct ongoing reviews throughout the claims cycle within authority limits by estimating and validating the value of claims. Assess damages by calculating applicable damages or range of damages allowed by law.



Negotiate settlements by establishing appropriate negotiation strategies and utilizing available tools and resources within authority limits. Meet quality standards by following best practices. Ensure customer service by proactively communicating information, responding to inquiries, following customer protocols, and participating in customer marketing efforts as needed. Manage expenses by working within vendor approved networks and managing scope of work assigned to outside contractors, departing from approved vendors with manager approval where in the best interest of the insured. Ensure legal compliance by following state and federal laws, regulations, and internal control requirements. Refer claims to subrogation and fraud teams by identifying potential subrogation and fraud. Contribute to profitable growth by providing risk insight, information, and trends to the Business Unit or customer as needed. Protect Zurich's reputation by keeping claims information confidential. Maintain professional and technical knowledge by participating in educational opportunities, staying current with industry trends, establishing personal networks, and participating in skilled societies. Job Qualifications – What you bring to the table Education and experience: Bachelor’s Degree and 3 or more years of experience in the Claims or Insurance area or Zurich Certified Insurance Apprentice, including an Associate Degree and 3 or more years of experience in Claims or Insurance area or Completion of Zurich Claims Training Program and 3 or more years of experience in the Claims or Insurance area or High School Diploma or Equivalent and 5 or more years of experience in the Claims or Insurance area Knowledge of insurance regulations, markets, and products. Microsoft Office experience. Preferred Minimum 4‑5 years of experience handling commercial liability claims. Effective verbal and written communication skills. Strong analytical, critical thinking, and problem‑solving skills. Solid time management,



prioritization, and multi‑tasking skills. Experience collaborating in a team environment and building cross‑functional working relationships. Adept in identifying and explaining complex financial and/or actuarial concepts. Ability to determine the scope and exposure for moderately complex claims. Demonstrates understanding of the reserving process for indemnity and expense in analyzing the potential exposure of moderately complex claims. Ability to develop and execute a negotiation strategy and plan for resolution. Ability to identify subtleties in customer/client and/or business partner interactions. Ability to present information necessary to propose a claim resolution to stakeholders. Compensation We are committed to pay equity. The salary range for this position is $75,000 – $115,000, reflecting expected pay across Canada and may vary based on location and experience. Starting salaries may exceed this range based on a candidate’s skills and experience. Our Culture We are passionate about Diversity, Inclusion, Equity and Belonging (DIEB). We want you to bring your whole self to work, and we want our employees to be reflective of the communities in which we live and work. We have a collaborative culture where diversity of thought is valued. We value your input and strive to give our employees the tools they need to make an impact. We care about our employees’ well‑being and offer a comprehensive health/benefits plan to suit your needs and a competitive total compensation package. All employees receive a minimum of four weeks of vacation per year and four personal days per year. We are committed to continuous improvement and offer access to a comprehensive range of training and development opportunities. We care about our communities and give back through time and resources. We have won numerous awards for our workplace culture, including Greater Toronto’s Top Employers and the Insurance Business Canada’s 5‑Star Diversity, Equity and Inclusion Award. About Us Zurich Canada is part of the Zurich Insurance Group, a multi‑line insurer with approximately 55,000 employees worldwide. With over 650 employees in offices across the country, Zurich offers the global strength of a top insurer combined with in‑depth industry knowledge. #J-18808-Ljbffr

📌 Senior Claims Specialist, Liability - C$75,000 - C$115,000 A Year (Toronto)
🏢 Zurich Canada
📍 Toronto