This position is responsible for originating recent loans to generate branch revenue by establishing and implementing an ongoing marketing program for existing and prospective recent Borrower clients. Responsibilities also include structuring and underwriting credit facilities, securing syndication lending partners as needed, negotiating loan terms with Borrower clients, completing and presenting loan proposals, and reviewing and approving loan advances.

Soliciting Current Lending Opportunities in the Development Community aimed Primarily at Residential Developments (for sale and rental) and Commercial Developments
Meet with existing clients regularly to discuss their upcoming projects and promoting MCAP as the preferred lending source
Through market research identify and contact new clients in the market place and promote MCAP as an alternative to their existing lender
Review current portfolio to maximize lending / revenue opportunities on existing deals

Prepare and Issue Loan Proposals and Negotiating Acceptance of Same
Inspect development sites and review development plans (i.E. request for financing package, project pro-forma, site drawings/blueprints, financial statements, etc.)




Complete various project and loan analysis to identify the credit risk and establish loan amounts, structure, terms and conditions to mitigate these risks.
Complete cash-flow and IRR analysis to establish loan pricing that is commensurate with the credit risk
Complete Term Sheet outlining the recommended deal to obtain preliminary support from Investment Committee(s).
Negotiate execution of loan proposal with Borrowing client

Prepare Loan Presentation to Investors for Approval
Summarize all project details, plans, figures and analysis into a formal Loan Summary to be circulated to the relevant Investor Credit Committee for review and approval
Address any questions or concerns raised by the Investor Credit Committee
Complete any amendments / additional requirements to the summary in order to gain Credit approval

Prepare and Issue Commitment Letters Binding the Loan Agreement Between the Borrower and Investor
Prepare a Loan Commitment Letter outlining the terms and conditions as outlined in the Loan Summary
Negotiate any necessary changes to the Commitment and communicate any material changes to the Investor Credit Committee for additional approvals

Ongoing Monitoring and

📌 Director, Origination Dfg Edmonton
🏢 MCAP
📍 Edmonton