Description

Square One is looking for an experienced Pricing Actuary to join our data science team. If you have solid personal auto pricing experience, strong statistical modelling skills, and want real ownership over a portfolio you’re helping build from the ground up, we’d love to hear from you.

Your Role

As the first true online home and auto insurance provider in North America, Square One is deeply data driven. We move quickly and we make decisions with evidence. Our home insurance pricing is developed in-house by a small, experienced team that takes data science projects end to end — from data extraction and modelling through to production and monitoring. It’s a tight-knit group where each person’s expertise is respected.

Your primary focus will be British Columbia auto insurance, a new product for us. This is foundational work: you’ll help establish how we price it and stay closely involved as it develops. You’ll also contribute across our established books — home insurance and our Ontario and Quebec auto products — through portfolio analysis, performance monitoring, and close work with our underwriting partners. You’ll see the breadth of our business across several distinct portfolios.

Your Responsibilities

As a key contributor to the pricing of our auto and home insurance products, your responsibilities will include:

- Rate Development: Build rating models and rate level indications for BC auto, working from industry and benchmark data at the outset and incorporating our own experience as the book develops.
- Statistical Modelling: Develop, test, and validate predictive models for risk classification, loss cost, and portfolio performance.
- Regulatory Filings: Prepare and support rate filings and respond to regulator questions with clear, well-documented actuarial support.
- Portfolio Monitoring: Track loss experience, rate adequacy, and mix, identify emerging trends early, and recommend action.
- Business Partnership: Work with product, underwriting, sales, and claims to translate pricing insight into decisions, and present findings clearly to stakeholders with varying levels of technical expertise.

Your Qualifications

You want to contribute to the company’s success by becoming an expert in your role, directing your work confidently, and collaborating with a team that values purpose over profit alone. You are someone who:

- Has a natural curiosity and enjoys learning.




- Possesses strong analytical skills and sound actuarial judgment.
- Can build from scratch and make decisions without a template to follow.
- Uses creativity and resourcefulness to solve problems.
- Communicates clearly and effectively, including with non-technical audiences.
- Is detail-oriented, organized, and able to manage multiple priorities.
- Values constructive feedback and continuous improvement.

Your Education + Experience Your background will help ensure your success at Square One. Candidates with equivalent skills or the ability to learn tools quickly will also be considered.

- You have your ACAS designation.
- You have a minimum of 3 years of actuarial experience.
- You have hands-on experience pricing personal (private passenger) automobile insurance.
- You have strong programming skills, preferably in R, or in a comparable language.
- You are proficient with Excel.
- You have strong statistical modelling experience.
- Experience with British Columbia auto insurance is a strong asset.
- Experience preparing or supporting regulatory rate filings is valued.
- Experience with SQL is beneficial.

Your Compensation + Benefits

You appreciate the fact that Square One personalizes your compensation and benefits in the same way it personalizes policies for its customers. Your competitive compensation and benefits plan includes:

- An annual salary of $105,000 to $130,000.
- 3-weeks, not 2-weeks, of vacation to start and an additional week after 3 years.
- Adaptable medical, dental, vision, and extended health care coverage.
- Short- and long-term disability coverage.
- In-house and external training paid by Square One, including actuarial exam progress.
- Work setup can be in-person, hybrid, or remote.
- You also participate in Square One's employee profit share and performance bonus programs. Under these programs, when the company achieves its annual targets, you share in its profits.

About Square One Insurance Services

Square One Insurance Services is a Canadian-owned and operated insurance agency (or brokerage) that serves British Columbia, Alberta, Saskatchewan, Manitoba, Ontario, and Quebec.



Founded in 2011, Square One is an innovative insurance agency that is revolutionizing the way people think about insurance. With a focus on treating people the right way, taking ownership and solving problems, being creative, and taking calculated risks, we stand out from other companies in the industry.

We at Square One understand that a company is nothing without its team, which is why we’ve assembled a group of experienced professionals who have worked in the insurance industry for years. We believe in the power of strong partnerships and have long-term relationships with our underwriting and claims suppliers.

Square

One issues, bills, and services policies on behalf of our underwriters, including The Mutual Fire Insurance Company of British Columbia for home insurance and Zurich Insurance Company Ltd. for car insurance.

We’re committed to providing exceptional service to our clients. Sales and service support are provided from our Vancouver office and from remote employees across the country. We also utilize local claims adjusters and vendors to ensure prompt and efficient service. With a focus on transparency and customer satisfaction, Square One is the home insurance provider that truly puts the needs of the customer first.

We offer exciting career opportunities for individuals looking to work in the insurance industry. If you’re seeking a tight-knit team where your expertise is respected and valued, Square One could be the perfect fit for you.

Why work for Square One?

Probably the shortest and simplest answer for why you should work at Square One is that you want to be part of a tight-knit team where each person's expertise is respected and valued. You're done working at places that tell you what to do, how to do it, and that don't compensate you fairly. To learn more about why you should work for Square One, visit: www.squareone.ca/careers

Accessibility

Square One welcomes and encourages applications from people with disabilities. Accommodations are available on request for candidates taking part in all aspects of the selection process. Learn more about our commitment to accessibility: https://www.squareone.ca/accessibility

How to Apply

Please prepare your updated résumé clearly stating how you meet the qualifications. Click the button below to start your application. You have our commitment that we will respond to all applicants and inquiries.

📌 Pricing Actuary (BC, AB, or ON) (Vancouver)
🏢 Square One Insurance Services
📍 Vancouver