Analyze a high volume of automotive credit files and make fast, well-informed decisions within tight timeframes
Assess vehicle collateral: market value, Loan-to-Value (LTV), mileage, year, wear and accident history
Detect signs of fraud: document inconsistencies, forged pay stubs, contract manipulation, straw borrowers
Apply risk policies: approval thresholds, pricing matrices, maximum advance amounts, down payments and guarantees
Manage a high volume of phone calls with dealer partners (F&I;) to clarify files, resolve issues in real time, and accelerate the approval cycle
Recommend appropriate deal structures: term, down payment, co-borrower, and ancillary products
Document decisions (notes, rationale, supporting documents) and participate in post-funding reviews and quality audits
Work in synergy with automated tools and the platform’s intelligent workflows to optimize decision-making
Requirements Some experience in consumer credit — experience in the automotive sector is a significant asset
Excellent command of French, both spoken and written
Proven ability to manage a high volume of files and calls while maintaining accuracy and attention to detail
Comfortable making quick decisions under pressure,



with strong analytical judgment
Proficient with Microsoft 365 (Outlook, Teams, Word, Excel)
Strong communication skills — English is an asset
Core Competencies Demonstrates expertise in analyzing automotive credit files and making informed decisions under pressure, while effectively managing high volumes of calls and maintaining accuracy. Proficient in risk assessment and fraud detection, with robust communication skills in both French and English.
Highest-signal resume keywords Automotive Credit Analysis
Fraud Detection
Risk Policy Application
Microsoft 365 Proficiency
Bilingual Communication
ATS Optimization Keywords Hard Skills Credit File Analysis
Loan-to-Value Assessment
Decision Documentation
Deal Structure Recommendation
Analytical Judgment
Soft Skills Attention to Detail
Quick Decision-Making
Communication Skills
Industry Keywords Automotive Sector
Consumer Credit
F&I; Management
Approval Thresholds
Quality Audits
Tools & Technologies Microsoft Outlook
Microsoft Teams
Microsoft Word
Microsoft Excel

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📌 Credit Analyst (Quebec City)
🏢 Jobtailor
📍 Quebec City