Evaluate and analyze financial statements, credit reports, and other pertinent information to assess the risk of complex accounts.
Conduct in-depth assessments of clients' creditworthiness and financial stability.
Ensure all underwriting activities comply with PPSA and UCC regulations.
Draft, review, and prepare financing statements and other relevant documents under PPSA and UCC guidelines.
Underwrite and review new client applications to establish their acceptability as investments for the Company.
Negotiate client terms and conditions while ensuring adherence to REV Capital policies and guidelines.
Evaluate portfolios nearing maturity to determine their continued suitability as investments.
Prepare and submit renewal applications for approval.
Negotiate repayment or revised terms and conditions for unacceptable portfolios.
Review cost consultant reports and prepare funding requests.
Underwrite recent and renewal business submissions, ensuring proper risk selection, endorsements, and pricing within underwriting authority.
Establish and maintain effective relationships with brokers and generate opportunities.
Attend and actively engage in client meetings, prepare well-researched questions, and communicate effectively with clients.
Generate detailed reports on underwriting activities, risk assessments, and portfolio performance for senior management.
Collaborate with Sales to understand client needs and offer tailored underwriting solutions.
Work with Legal and Compliance to ensure processes adhere to regulatory standards.
Assist in developing and executing long- and short-term underwriting strategic plans.
Perform file audits of individual risks for compliance with company guidelines and conditions.
Stay informed about changes, trends, news, and legal developments.
Assist with ad hoc requests as needed.
Requirements Bachelor’s degree in finance, Economics, Business Administration, or a related field.
4–7 years of B2B credit underwriting or credit risk experience,



preferably in financial services, factoring, commercial lending, or a related industry.
Strong experience analyzing financial statements, credit reports, and other financial information to assess creditworthiness and risk.
Experience using commercial credit reporting agencies such as D&B; and Equifax.
Strong understanding of credit analysis, underwriting principles, and risk assessment methodologies.
Experience underwriting new and renewal B2B business, including evaluating risk and recommending appropriate terms and conditions.
Knowledge of PPSA and UCC regulations is an asset.
Strong analytical, quantitative, communication, negotiation, and decision-making skills, with the ability to communicate effectively with clients and internal stakeholders.
Proficiency in Microsoft Office, particularly Excel, and the ability to work independently in a fast-paced, dynamic environment.
Experience in factoring, transportation, fraud analysis, or asset-based lending is nice to have.
Core Competencies Demonstrates expertise in credit analysis, underwriting principles, and risk assessment methodologies, with a strong ability to evaluate financial statements and credit reports. Proficient in negotiating terms and conditions while ensuring compliance with PPSA and UCC regulations.
Highest-signal resume keywords Credit Underwriting
Financial Statement Analysis
PPSA and UCC Compliance
Risk Assessment Methodologies
Negotiation Skills
ATS Optimization Keywords Hard Skills Credit Analysis
Underwriting Principles
Risk Assessment
Financial Reporting
B2B Credit Underwriting
Portfolio Evaluation
Cost Consultant Review
Renewal Application Preparation
File Audits
Quantitative Analysis
Soft Skills Communication Skills
Decision-Making Skills
Negotiation Skills
Relationship Management
Analytical Skills
Industry Keywords Financial Services
Factoring
Commercial Lending
Credit Risk
Asset-Based Lending
Transportation
Fraud Analysis
Tools & Technologies Microsoft Office
Excel
D&B;
Equifax

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📌 Credit Risk Analyst (Ontario)
🏢 Jobtailor
📍 Ontario