17 Aug
|
Socket.dev
|
Toronto
17 Aug
Socket.dev
Toronto
We’re building a relationship-oriented bank for the modern world. Our Unsecured & Auto Lending team shapes lending solutions that help clients meet their borrowing needs while supporting strong business performance. As the Senior Director, Unsecured Lending, you'll lead the end-to-end product lifecycle and P&L; performance for unsecured personal lines of credit, unsecured personal loans, and a broad portfolio of related programs and product variants.
You'll balance near-term plan delivery with longer-term strategy, using data, market insight, and innovation to evolve the portfolio and improve client outcomes. In this role, you'll lead product, pricing, acquisition, account management, and operational strategies to optimize risk-adjusted profitability, client experience, and efficiency. You'll work closely with partners across Risk, Analytics, Marketing, Technology, Operations, Compliance, and Retail teams to strengthen performance and support thoughtful growth.
You’ll have the flexibility to manage your work activities within a hybrid work arrangement where you’ll spend 1-3 days per week on-site, while other days will be remote. Own product performance - Lead the end-to-end value chain for unsecured lending products, with accountability for revenue, costs, risk, and overall P&L; outcomes across the portfolio. Drive strategic growth - Develop and refine product, pricing, acquisition, and account management strategies that improve risk-adjusted profitability and support sustainable business growth.
Strengthen portfolio decisions - Review current and emerging product opportunities, assess portfolio performance, and recommend enhancements, rationalization, or expansion based on client needs, market conditions, and business priorities. Lead cross-functional execution - Partner with Marketing, Risk, Analytics, Technology, Operations, Compliance, and other key stakeholders to deliver campaigns, optimize processes, and improve client and business outcomes. Embed risk and regulatory discipline - Ensure risk management,
compliance, and regulatory considerations are integrated into strategic planning, product design, and day-to-day decision-making.
Develop high-performing teams - Lead, coach, and inspire Product Directors and Managers by setting transparent direction, supporting development, and fostering an inclusive, high-accountability culture. You can evaluate complex business opportunities, balance short- and long-term priorities, and make sound decisions in a dynamic environment. You give meaning to data .
You use analytics, pricing, credit, and profitability insights to assess performance, solve complex problems, and identify opportunities to improve results. You have experience coaching employees and inspiring successful team performance. You can demonstrate experience in product management, portfolio optimization, pricing strategy, credit strategy, and cross-functional business leadership.
It’s an asset if you have experience leading large-scale transformation initiatives within consumer lending. You have a degree/diploma in business, finance, economics, or a related field. It’s an asset if you have an MBA or equivalent business experience.
We work to recognize you in meaningful, personalized ways including a competitive salary, incentive pay, banking benefits, a benefits program*, defined benefit pension plan*, an employee share purchase plan, a vacation offering, wellbeing support, and MomentMakers, our social, points-based recognition program. a paid day off dedicated for you to use to invest in your growth and development. *You need to be legally eligible to work at the location(s) specified above and, where applicable, must have a valid work or study permit. We may ask you to complete an attribute-based assessment and other skills test (such as simulation, coding, French proficiency). We use artificial intelligence tools during the recruitment process.
Business
Analysis, Change Management, Creativity, Innovation, Leadership, Long Term Planning, Pricing Strategies, Product Management, Product Strategies, Project Management, Relationship Building #
📌 Director, Project Management - Remote (Toronto)
🏢 Socket.dev
📍 Toronto