Line of Business: Risk Management

Pay Details: $81,600 - $115,200 CAD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role.

Operational Risk

Management (“ORM”) is accountable for the design and implementation of TDBG’s Operational Risk Framework that sets out the Bank’s governance, policies, processes and practices for the identification, assessment, reporting, mitigation and control of operational risk. Within this context, Corporate Operational Risk Management (CORM) acts as an independent risk management function responsible for ensuring the Bank has an effective operational risk management programs to manage risk within the Bank's risk appetite.

This position reports to the Sr Mgr, ORM – Operational Risk Events.

CUSTOMER Act as a subject matter expert and provide guidance on the appropriate treatment and classification of internal operational risk loss event data

Proactively work with ORM risk partners to ensure the escalation and reporting of operational risk events is compliant with relevant policies, standards and practices

Assist the risk management community in the use of the operational risk event data application (MERLIN), including training, managing access rights, guidance in the use of the application and in the rules for recording data in the application

Support technology solution projects and change requests, related to the operational risk loss event data and MERLIN operations, by working with technology and risk partners to ensure successful implementations (includes reviewing business requirements, conducting Business Acceptance Testing for sign-offs, etc.)

Actively manage relationships within and across various business lines, corporate and/or oversight functions and ensure alignment with enterprise requirements

Adhere to enterprise frameworks, standards or methodologies, relate or applicable to Corporate ORM (CORM) Operational Risk Events/Internal Loss Event Data (ILED) activities

Execute on and support the operational risk loss event data quality and attestation process through the verification of data and assessing compliance with published data standards and guidance

Perform completeness checks and assessments for operational risk loss event data, captured in the loss event database and prepare segment summary reports

Identify issues, gaps and emerging trends with ILED data quality and recommend solutions and work closely with ORM risk partners in developing appropriate approaches to address data quality issues

Ensure ILED programs/practices are well managed and communicated, complies with Bank and regulatory requirements, and align with organizational priorities

Ensure ILED operations are in compliance with applicable internal and external requirements (e.g., segregation of duties, approvals, physical control of assets, etc.)

Participate in cross-functional/enterprise initiatives as an ILED subject matter expert,



helping to ensure the Bank's policy/standards/procedures are always followed, and provide guidance on complex situations

Conduct meaningful analysis at the functional or enterprise level and using results to draw conclusions, make recommendations, and to assess the effectiveness of programs/policies/practices

Monitor and assess productivity, efficiency and efficacy within CORM ILED and recommend and implement continuous improvements, where opportunities exist

Keep abreast of emerging issues, trends, and evolving regulatory requirements related to internal loss event data, and assess potential impacts (risk/opportunities)

Maintain a culture of risk management and control, supported by effective processes in alignment with risk appetite

Participate fully as a member of the CORM ILED team, support a positive work environment that promotes service to the business, quality, innovation and teamwork and ensure timely communication of issues and points of interest

Keep current on emerging trends/developments and continuously build ILED knowledge, related tools, approached, practices and techniques; and maintain awareness of operational risk management concepts, trends, regulatory developments and industry standards such as the ORX Reporting Standards.

Participate in personal performance management and development activities, including cross training within the CORM ILED team.

Keep the team informed and up-to-date about the status/progress of projects and/or all relevant or useful information related to day-to-day CORM ILED activities.

Support ongoing risk measurement activities by acquiring, analyzing and reporting relevant operational risk loss event data.

Expert level professional role requiring in-depth knowledge/expertise in the risk management and ILED space

Applies best practices and professional experience/judgment to implement process improvements and acts as a subject matter expert in the ILED space

Led projects of moderate to high complexity with a track record of implementing value-added process/program improvements; Solves complex problems requiring the analysis of multiple variables, including consultation with multiple stakeholders

Reviews, assesses, and interpret guidelines, standards, policies, procedures and the results of analysis to inform/influence decision making at senior levels

Builds stakeholder alignment when leading projects and activities; may provide process and subject matter advice at senior levels

Undergraduate degree or technical certificate

Risk Management, Governance & Control, etc)

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Together,



we are reimagining what banking can be for our colleagues, clients and communities.

Our Total Rewards package reflects the investments we make in our colleagues to help them and their families to achieve their financial, physical, and mental well-being goals.

Total

Rewards at TD includes a base salary, variable compensation, and several key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking perks and discounts, career development, and reward and recognition programs. We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities.

Training & Onboarding We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

We do our best to communicate outcomes to all applicants by email or phone call.

Please let us know if you’d like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.

Language Requirement (Quebec only) At TD we’re guided by our purpose to enrich the lives of our customers, communities and colleagues, and share a set of values that shape our culture and guide our behavior. In exchange for how our colleagues show up to help TD succeed, we are committed to delivering a colleague experience grounded in Impact, Growth and a Culture of Care. No matter where you work across TD, we empower you to make an impact at work and in your community, explore and grow your career and be part of our caring and inclusive culture.

Commitment to Diversity, Equity, and Inclusion At TD, we’re committed to fostering an environment where all colleagues are encouraged to bring their authentic selves to work, experience equitable opportunities, and feel respected and supported. We’re dedicated to building an inclusive workforce that reflects the diversity of the customers and the communities in which we live and serve.

Helping to Make an Impact in Communities – TD Ready Commitment TD has a long-standing commitment to help drive progress towards a more inclusive and sustainable future. Under the TD Ready Commitment, we are targeting a total of C$1 billion by 2030 in community giving across four key, interconnected drivers of change: Financial Security, Vibrant Planet, Connected Communities, and Better Health. It’s our goal to help support change, nurture progress, and contribute to making the world a better, more inclusive place for our customers, colleagues, and communities.

📌 Senior Group Risk Analyst, ILED (Toronto)
🏢 TD Bank Group
📍 Toronto