Job Title: Residential Mortgage Underwriter, Vancouver, B.C Department: Single Family Residential Mortgage Department Reports To: Manager/Senior Manager, Residential Mortgage Underwriting Purpose of Job The Mortgage Underwriter is responsible for negotiating, recommending, declining, and, in some instances, approving mortgage applications within established guidelines, to be secured by recent or existing real estate. This must be done as efficiently as possible while exercising sound lending judgment and without compromising service and profitability.

Main Activities: On a daily basis, review received mortgage applications along with supporting documentation and negotiate terms with the mortgage broker, decline the applications, recommend the applications for approval and in some instances, approve the applications. Ensure that approved deals close as scheduled and as efficiently as possible by following up on outstanding conditions/documents and ensuring compliance with established guidelines. (50%) Follow up with brokers on a daily basis on issued mortgage commitments to ensure the efficient closing of mortgage files. (20%)



On a daily basis provide the highest level of internal and external customer service while fielding mortgage broker inquiries and maintaining broker relationships. (20%) On a daily basis, provide underwriting expertise to mortgage brokers, clients and co-workers and maintain an up to date knowledge of company policies, procedures and products. (10%) Knowledge/Skill Requirements: Sound thinker with the ability to multi-task Excellent attention to detail Sound knowledge of AML & ATF practices Established and meticulous organizational skills Excellent time management, analytical and problem solving skills Ability to make decisions under pressure Proven ability to thrive in a constantly changing environment and to perform well in a high volume, high intensity environment Highly developed verbal and written communication skills with the ability to respond in a clear, concise and professional manner Displays pride in providing superb customer service 2+ years’ mortgage experience in the alternative mortgage market Proficiency in MS Office (mainly MS Word and Excel) Completion of a post-secondary degree preferably in a financial field Knowledge of fraud risk in the mortgage industry and the ability to address concerns relating to suspected misrepresentation is required

📌 Residential Mortgage Underwriter (201) (Vancouver)
🏢 Equitable Bank
📍 Vancouver