Work Location: Toronto, Ontario, Canada Hours: 37.5 Line of Business: Analytics, Insights, & Artificial Intelligence Pay Details: $96,900 - $136,800 CAD TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.
Job Description: The Manager, Business Insight Specialist within Enterprise Stress Testing, Treasury and Balance Sheet Management, will have the responsibilities of using models to forecast Pre-Provision Net Revenue (PPNR) for the wholesale banking segment, including the trading portfolio and non-trading businesses such as Corporate and Investment Banking. The financial models are primarily used for stress testing purposes to support the Bank's capital planning and assessment process. Model development activities are also governed by TD's standards, policies, and procedures. Stress testing is a critical component of the Bank's risk management practices, which informs and enhances its ability to manage stress conditions and assess its capital adequacy level. It evidences TD’s ability to withstand significant market stress by continuing to provide banking services to customers. We participate in Enterprise-wise Stress Testing (EWST), Dodd-Frank Act Stress Tests (DFAST), Macro-economic Stress Testing (MST) and other enterprise or region-specific programs. This role requires general statistical knowledge, financial analysis skill sets and understanding of wholesale banking businesses. You will be working with a variety of partners and stakeholders across the Bank, including the line of business (LOB), finance, risk and governance.
Primary Accountabilities Responsible for stress testing model execution in line with established playbook
Analyze results and understand outputs' reasonability & intuition
Perform aggregation of results and exercise reconciliation & control
Develop presentation material and narratives to drive for business insight
Present the results for review and approval by LOB and senior management of wholesale businesses & challenge function groups
Execute all required control procedures and maintain a strong control environment for stress testing processes based on program requirements and standards
Develop aggregation models or processes as necessary, including required documentation.
Lead or support projects to investigate issues and identify solutions




Continuously strive for improvement and automation in the processes
Provide support to governance activities as required
Ad hoc initiatives or projects as required
Develop SOP for each task executed during cycle and cross train with team member for various models
Work with Model Lifecycle Environment developer team to review model implementation in SAS and debug issue during model execution
Work in PowerBI to enhance analytics capability of results for stress testing cycle
Qualifications / Skills / Experience Demonstrated skills in communicating complex issues and financial analysis to a diverse audience
Must be proficient with quantitative analysis tools and concepts
Ability to manage deadlines, multiple tasks and adapt well to changing priorities
Must be curious and analytical to understand new concept quickly
Working knowledge of SAS and / or Python
High degree of proficiency in Microsoft Excel, PowerPoint and Word, PowerBI
Experience in supporting wholesale businesses and knowledge of wholesale products and processes
Strong accounting or finance background, with the ability to read, understand, and interpret balance sheets and income statement
Knowledge of wholesale stress testing processes an asset
Strong proven ability to work in a team, provide training, fostering a positive and rewarding work environment
7+ years of relevant experience
Nice to have CFA/FRM certification is preferred
Who We Are: TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we strive to make every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience. TD is deeply committed to being a leader in client experience, that is why we believe that all colleagues, no matter where they work, are client facing. Together, we are reimagining what banking can be for our clients, colleagues and communities.
Our Total Rewards Package Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off,



banking benefits and discounts, career development, and reward and recognition programs.
Additional Information: We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home. Please be advised that this job prospect is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.
Accommodation Your accessibility is important to us. Please let us know if you’d like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.
Language Requirement (Quebec only): Sans Objet Sans Objet
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Our Values At TD we’re guided by our purpose to enrich the lives of our customers, communities and colleagues, and share a set of values that shape our culture and guide our behavior. In exchange for how our colleagues show up to help TD succeed, we are committed to delivering a colleague experience grounded in Impact, Growth and a Culture of Care. No matter where you work across TD, we empower you to make an impact at work and in your community, explore and grow your career and be part of our caring and inclusive culture.
Our Commitment to Diversity, Equity, and Inclusion At TD, we’re committed to fostering an environment where all colleagues are encouraged to bring their authentic selves to work, experience equitable opportunities, and feel respected and supported. We’re dedicated to building an inclusive workforce that reflects the diversity of the customers and the communities in which we live and serve.
Helping to Make an Impact in Communities – TD Ready Commitment TD has a long-standing commitment to help drive progress towards a more inclusive and sustainable future. That’s why we launched the TD Ready Commitment in 2018, now a multi-year North American initiative. Under the TD Ready Commitment, we are targeting a total of C$1 billion by 2030 in community giving across four key, interconnected drivers of change: Financial Security, Vibrant Planet, Connected Communities, and Better Health. It’s our goal to help support change, nurture progress, and contribute to making the world a better, more inclusive place for our customers, colleagues, and communities.
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We’re committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals.

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📌 Business Insights Specialist (Ontario)
🏢 TD Bank Group
📍 Ontario