Legal Pay Details: $165,000 - $210,000 CAD The pay details posted reflect a temporary market premium specific to this role that is reassessed annually. TD is committed to providing fair and equitable compensation opportunities to all colleagues. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role.

TD Legal TD Legal is dedicated to providing industry-leading strategic legal advice and risk-calibrated counsel to all TD business segments and corporate functions. Collaborating with talented colleagues and partners in a variety of legal specializations, members of TD Legal have the chance to develop their skills every day. From mentorship and training programs to leadership development, we will help you realize your full potential and achieve your career goals.

Canadian

Banking is comprised of TD's Canadian personal banking and business banking segments and is the engine of TD Bank representing over 35% of the bank's revenues. Our dynamic, talented and collegial team of legal professionals provide advice about a wide range of legal issues in Canadian Banking. We are a results-driven, high-performing team and in this role, you will have the opportunity to support multiple business teams and stakeholders across the enterprise, delivering strategy, risk mitigation, and legal guidance.

The Senior

Counsel, Secured Recovery, is responsible for supporting recovery of mortgages and other secured lending products, as well as providing strategic and legal advice to the business on such matters. This role requires robust judgment, the ability to navigate ambiguity, and a focus on enabling business outcomes within TD’s risk appetite. Provide risk-calibrated legal advice that enables business strategy while managing legal risk Deliver clear and direct guidance, including on sensitive or high-risk matters Translate complex legal issues into clear, practical guidance for business partners Identify emerging risks, regulatory developments, and industry trends, and proactively advise on impacts Build strong, trusted relationships with senior stakeholders across Legal, Risk, and the business Support and mentor other counsel; Drive innovation in legal processes, including leveraging technology and new ways of working (e.g., Act as a subject matter expert in secured product recovery and mortgage‑related legal frameworks Provide advice on reputational risk, litigation and disclosure issues for Canada wide enforcement files Provide legal advice, support and oversight for the Customer Assistance business and control partners in secured recoveries, projects, initiatives, and litigation.





Manage all issues relating to TD's portfolio of real estate secured enforcement in Ontario including carriage of real estate secured enforcement files, managing external counsel, title issues, and real estate sales within mortgage enforcement process. Outside of Ontario, assist the business in managing external counsel and escalations, including approving budgets and billing Provide direction and guidance to law clerks and legal assistants handling secured product recovery matters Provide advice to other members of the Legal Department and businesses across TD with respect to contractual interpretation and drafting, pre-litigation dispute resolution and litigation risk analysis with respect to secured product recovery. Provide guidance on processes and documentation as the collections processes evolve, with a focus on regulatory and statutory compliance.

Provide guidance and advice to Customer Assistance regarding external vendor contracts. Serve as a source of expert advice to senior management in field of specialty; Provide leadership guidance, make recommendations and collaborate with business to ensure solutions meets the business needs on a complex project or program Undergraduate degree or relevant professional certifications, designations, or equivalent required (JD/LLB) ~ Admission to the Bar in good standing and licensed to practice law in Canada ~The experience with Mortgages Act, the Land Titles Act, the Residential Tenancies Act, Teraview, title insurance, real estate conveyancing, Power of Sale & Foreclosure process, and real estate enforcement litigation in Ontario will be an asset Ability to balance risk and opportunity in a fast-paced environment Excellent communication skills, with the ability to influence senior stakeholders TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Together, we are reimagining what banking can be for our clients, colleagues and communities.

Our Total

Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals.

Total

Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. We’re delighted that you’re considering building a career with TD.



Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. If you’re passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact.

Here at TD, we hire and develop the best. Training & Onboarding We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role. We do our best to communicate outcomes to all applicants by email or phone call.

Please let us know if you’d like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.

Language

Requirement (Quebec only) At TD we’re guided by our purpose to enrich the lives of our customers, communities and colleagues, and share a set of values that shape our culture and guide our behavior. In exchange for how our colleagues show up to help TD succeed, we are committed to delivering a colleague experience grounded in Impact, Growth and a Culture of Care. No matter where you work across TD, we empower you to make an impact at work and in your community, explore and grow your career and be part of our caring and inclusive culture.

Our Commitment to Diversity, Equity, and Inclusion At TD, we’re committed to fostering an environment where all colleagues are encouraged to bring their authentic selves to work, experience equitable opportunities, and feel respected and supported. We’re dedicated to building an inclusive workforce that reflects the diversity of the customers and the communities in which we live and serve. Helping to Make an Impact in Communities – TD Ready Commitment TD has a long-standing commitment to help drive progress towards a more inclusive and sustainable future.

Under the TD Ready Commitment, we are targeting a total of C$1 billion by 2030 in community giving across four key, interconnected drivers of change: Financial Security, Vibrant Planet, Connected Communities, and Better Health. It’s our goal to help support change, nurture progress, and contribute to making the world a better, more inclusive place for our customers, colleagues, and communities.

📌 Senior Compliance Counsel (Mississauga)
🏢 The Toronto-Dominion Bank (Canada)
📍 Mississauga