OverviewPortage Mutual Insurance is a property and casualty insurer owned by policyholders, offering home, auto, commercial, and farm insurance products across Canada through a broker network. The company fosters a people-first culture with a tradition of service and innovation since 1884.The OpportunityIntermediate Commercial Property and Casualty Underwriter. Support the underwriting team by evaluating and underwriting risks in line with company guidelines and risk appetite, while building broker and stakeholder relationships and staying aligned with evolving regulations and market trends.Evaluating and underwriting moderately complex, high-value property and casualty insurance risks in line with company guidelines and risk appetite.Conducting strategic risk assessments and leveraging market research to inform underwriting decisions.Building and maintaining strong relationships with brokers and internal stakeholders to support business development.Representing the company at industry events and ensuring underwriting practices stay aligned with evolving regulations and market trends.What You’ll DoEvaluate and underwrite new and existing business, renewals and endorsements, focusing on moderately complex and high-value property and casualty insurance risks.Uphold the quality and profitability of the program’s portfolio by adhering to underwriting standards and referring risks beyond delegated authority to supervisory levels.Work in partnership with other departments to identify key trends and provide strategic recommendations to achieve positive outcomes for clients, brokers,



and the company.Analyze large loss events, provide detailed reports, and discuss remediation strategies to mitigate future risks.Engage in market research to identify emerging trends, enabling the development of innovative product offerings.Identify potential issues in loss ratios and risk trends; implement effective strategies to address anomalies and ensure portfolio stability.Guide and support junior underwriters, enhancing their technical expertise and decision-making capabilities.Effectively communicate and clarify underwriting business rules and guidelines to brokers, ensuring shared understanding and adherence to standards.Deliver a superior broker experience characterized by confidence, responsibility, and professionalism, reinforcing the company’s reputation for excellence.QualificationsMinimum of 3-5 years of commercial underwriting experience within property and casualty insurance sectors.Strong understanding of risk analysis, pricing strategies,



and product development across key property and casualty segments.Proficient in Microsoft Office Suite.Experience with Guidewire.Skilled at working with internal teams and brokers to deliver excellent service and optimal underwriting outcomes.Self-motivated and proactive in identifying and capitalizing on new business opportunities with brokers.Strong analytical capabilities, with a proven track record of assessing and managing risks effectively.CIP, FCIP, CRM or CIC designation completed, actively in progress, or willing to work toward.Benefits and About the WorkplaceTotal Rewards: market-competitive salary, incentive plan, comprehensive health benefits, a pension plan, and generous paid time off including personal days.Career Growth & Development: access to diverse learning resources, tuition reimbursement, and bonuses for pursuing insurance designations.Flexibility: remote, in-office, and hybrid work arrangements depending on role and location.Inclusivity and Belonging: a diverse, supportive team that values every employee.Making a Difference: align with an organization committed to the communities we serve.Compensation and Employment Details Hybrid position in Ontario (St. Catharines) with a targeted pay range of $64,000 - $80,000 CAD annually. Pay ranges reflect the minimum and maximum target for new hire pay and may be updated based on business needs and individual qualifications.EEO and Accommodations Portage Mutual Insurance is committed to providing accommodations for people with disabilities during all phases of the recruiting process. If you require accommodation because of a disability, we will work with you to meet your needs. If you are selected for an interview and require accommodation, please advise the HR representative.#J-18808-Ljbffr

📌 Intermediate Commercial Property And Casualty Underwriter - C$64,000 - C$80,000 A Year (St. Catharines)
🏢 Portage Mutual Insurance
📍 St. Catharines