Position Summary
Reporting to the Director of Mortgage Originations, the Underwriter is responsible for recommending customer’s mortgage applications. Including in-depth analysis of document review and managing loan from application to completion stage.

Major Duties & Responsibilities

Effective “pipeline management” to ensure documentation is received on time.

Assess up to 4 mortgage applications per day; evaluate broker documentation and recommend or approve mortgage applications by assessing the 5 C’s of credit: credit, capacity, capital, character, and collateral within established HTB guidelines.

Fulfill all required conditions and communicate remaining conditions with brokers within SLA.

Provide excellent customer service, including efficient turnaround time to brokers, while building and maintaining positive working relationships.

Work in collaboration with the Originations unit to ensure targets are being met and exceeded.

Stay informed of the latest industry knowledge including B20, AML (Anti-Money Laundering) and KYC (Know Your Customer) legislation.

Qualifications & Experience





University degree or equivalent experience.

Minimum of 3 years experience underwriting in the residential mortgage lending industry, preferably in the “Near prime and Alt B” business.

Solid understanding of residential mortgage review, regulatory legislation (B20, AML, KYC) and proven ability to make sound underwriting decisions.

Proven ability to clearly communicate with mortgage brokers; maintaining successful relationships that include negotiation and sales skills.

Strong organization, time management and multi-tasking skills.

Comfortable using Microsoft Outlook, Excel, Word, underwriting and servicing software platforms or Delta 360.

Bilingual in French is an asset.

Equal Opportunity & Accessibility
Haventree Bank embraces equal opportunity, diversity, and inclusion. Please let us know if you require any accommodations during the recruitment and selection process by contacting [email protected].

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📌 Underwriter (Ontario)
🏢 Haventree Bank
📍 Ontario