About the role
We are a Canadian mortgage brokerage seeking an experienced Underwriter / Deal Manager to support the Broker and help take files from intake to funding across A-side (prime), B-side (alternative), and private lending. You will structure deals, package files to lender standards, manage conditions, and coordinate all parties to ensure clean, fundable submissions and smooth closings.

Key responsibilities

Underwrite residential mortgage deals (purchases, refinances, switches/transfers, renewals when applicable), including income analysis, debt servicing, credit review, down payment verification, and overall deal reasonability.

Prepare clean, lender‑ready submissions, including detailed notes or deal narratives where needed, and ensure all supporting documents are collected, reviewed, and properly named/organized (income, bank statements, credit reports, IDs, property documents, etc.).

Manage conditions and closing workflow: track and satisfy lender conditions, coordinate appraisals, communicate with lenders, clients, and solicitors, and proactively follow up to ensure smooth closings.

Support private lending files by preparing investor/lender packages, summarizing risk and security, and organizing all required documentation.

Maintain an accurate and complete electronic deal file with clear notes so any team member can understand the deal status at a glance.

Monitor a pipeline of active files, prioritize urgent closings and time‑sensitive conditions, and provide regular status updates to the broker.

Identify issues early (documentation gaps, credit or income concerns, property red flags) and propose solutions or alternate structures/lenders.

Nice-to-have experience





Construction / renovation / infill projects (understanding budgets, draws, inspections, and construction lender requirements).

CMHC‑insured and other default‑insured lending experience (high ratio and multi‑unit).

Business‑for‑self and business‑purpose lending (reading financial statements, NOAs, bank statements, and understanding corporate structures).

Several years of hands‑on experience in mortgage underwriting, fulfillment, or deal management in the Canadian market (A, B and private exposure strongly preferred).

Strong understanding of income verification, down payment and source‑of‑funds review, credit analysis, and property risk.

High attention to detail with excellent organization and time management; comfortable managing multiple files and deadlines at once.

Clear written and verbal communication skills; able to summarize complex files simply for lenders and clients.

Comfortable working with mortgage CRMs, document portals, e‑signature tools, and spreadsheets.

Proactive, accountable, and solutions‑focused mindset, with the ability to work independently but communicate frequently.

What success looks like in this role

Files are submitted cleanly with minimal lender kickbacks and quick approvals.

The broker spends more time on strategy and client relationships while you handle most day‑to‑day file work.

Deal files are consistently organized, up to date, and ready for review at any time.

Employment type: Full‑time
Location: Brampton, ON
Schedule: Flexible schedule, with responsiveness around time‑sensitive conditions and closings.
Compensation: Base salary plus commissions
How to apply
Fill out the form below:
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📌 Underwriter (Ontario)
🏢 DLC National - Team Done Mortgage
📍 Ontario