Job Overview Location: Vancouver, British Columbia, Canada.Hours: 37.5.Line of Business: Credit Management.Pay: $96,900 - $136,800 CAD.ResponsibilitiesStructure credit for assigned portfolios, assess credit worthiness or risk of potential customers to drive profitable business growth while adhering to company credit risk policies.Underwrite new credit requests, complete annual credit reviews, coordinate or manage draw requests, and monitor and control credit facilities.Structure and package competitive credit solutions in a timely manner to meet customer needs jointly with the Relationship Manager.Continually deliver exceptional service at every interaction and execute on plans to continuously improve the customer experience.Lead all aspects of credit analysis for an assigned portfolio.Utilize sales platform to build a robust understanding of customers, target needs, industries and markets.Be an expert on market, industry and broader economic factors.Identify and respond to changes in the business setting, establishing action plans to address customer issues and priorities.Assist the Relationship Manager in cross‑selling the full range of products to existing and new customers to maximize revenue and retention based on the risk profile of the customer, ensuring appropriate credit is earned at all times.Develop strong relationships with internal/external business partners and use these networks to provide specialized subject‑matter expertise and proactively manage customer relationships,



including contributing to the identification and effective facilitation of reciprocal referrals.Actively refer to other business partners across the organization and respond effectively to reciprocal referrals.Assess complex credit risk in compliance with applicable internal and external requirements to increase profitability and enable business growth.Develop and implement strategies to proactively promote products, sales, services and capabilities.Contribute to operational excellence business objectives and identify, suggest, and actively participate in process improvement opportunities.Complete business processes and procedures as well as monitoring and control activities in a timely and accurate manner.Acquire and apply expertise in the role.Provide guidance, assistance, and direction to others.Protect the interests of the organization—identify and manage risks, and elevate non‑standard, high‑risk transactions or activities when necessary.Manage relationships within and across various business lines and corporate or control functions, ensuring alignment with enterprise and regulatory requirements.Ensure necessary due diligence to support the accuracy of all customer transactions and activities.Keep abreast of emerging issues, trends, and evolving regulatory requirements and assess potential impacts.Assume responsibility to minimize operational and regulatory risk by complying with the

📌 Senior Credit Analyst - C$96,900 - C$136,800 A Year (Vancouver)
🏢 TD Securities
📍 Vancouver